American Express (AXP) vs Circle Internet Group (CRCL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
American Express (AXP) has outperformed Circle Internet Group (CRCL) over the past year, losing 7.2% versus a loss of 45.6%. American Express is the larger company by market cap ($208.06 billion vs $20.52 billion), about 10.1 times the size, while Circle Internet Group is growing revenue faster (+63.9% vs +6.4%). On valuation, American Express trades at a lower forward P/E (15.3x vs 57.2x for Circle Internet Group).
American Express pays a dividend yielding 1.15%, while Circle Internet Group does not currently pay one. American Express converts more of its revenue into profit, with a net margin of 26.2% versus -2.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AXP | CRCL |
|---|---|---|
| Share price | $308.10 | $80.84 |
| Market cap | $208.06B | $20.52B |
| 1-day change | +1.27% | 0.00% |
| YTD return | -17.76% | +1.94% |
| 1-year return | -7.23% | -45.64% |
| 5-year return | +73.06% | — |
| P/E ratio (TTM) | 18.70 | 55.37 |
| Forward P/E | 15.28 | 57.25 |
| EPS (TTM) | $16.48 | $1.46 |
| Dividend yield | 1.15% | 0.00% |
| Annual dividend | $3.54 | $0.00 |
| Revenue (latest FY) | $41.30B | $2.75B |
| Revenue growth (YoY) | +6.39% | +63.86% |
| Net income (latest FY) | $10.83B | $-69.51M |
| Operating margin | — | -3.51% |
| Net margin | 26.23% | -2.53% |
| 52-week high | $387.49 | $159.47 |
| 52-week low | $290.97 | $49.90 |
| Distance from 52-week high | -20.49% | -49.31% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +20.54% | +30.58% |
| Average volume | 2.89M | 13.75M |
| Shares outstanding | 675.31M | 234.69M |
| Employees | 76,800 | 1,100 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- American Express is about 10.1 times larger than Circle Internet Group by market value ($208.06B vs $20.52B).
- AXP has outperformed CRCL by 38.4 percentage points over the past year.
- Circle Internet Group trades at a higher earnings multiple (55.4x vs 18.7x trailing P/E).
- American Express offers a meaningfully higher dividend yield (1.15% vs 0.00%).
- American Express is more profitable, keeping 26.2 cents of every revenue dollar as net income versus -2.5 cents for Circle Internet Group.
- Circle Internet Group grew revenue faster in its latest fiscal year (+63.86% vs +6.39%).
About American Express
AXP stock →American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S.
Finance · Finance: Consumer Services · 76,800 employees
About Circle Internet Group
CRCL stock →Circle Internet Group, Inc. operates as a platform, network, and market infrastructure for stablecoin and blockchain applications.
Finance · Finance: Consumer Services · 1,100 employees
AXP vs CRCL FAQ
Which is bigger, American Express or Circle Internet Group?
American Express (AXP) is larger, with a market capitalization of $208.06B compared with $20.52B for Circle Internet Group (CRCL).
Which stock has performed better over the past year, AXP or CRCL?
AXP returned -7.23% over the past 12 months, compared with -45.64% for CRCL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AXP or CRCL?
AXP has the lower trailing P/E at 18.7, versus 55.4 for CRCL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, American Express or Circle Internet Group?
American Express pays a dividend yielding 1.15%, while Circle Internet Group does not currently pay a regular dividend.
Are American Express and Circle Internet Group in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.