American Express (AXP) vs Nu (NU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Nu (NU) has outperformed American Express (AXP) over the past year, gaining 3.0% versus a loss of 7.2%. American Express is the larger company by market cap ($205.46 billion vs $75.26 billion), about 2.7 times the size, while Nu is growing revenue faster (+43.4% vs +6.4%). On valuation, Nu trades at a lower forward P/E (13.8x vs 15.1x for American Express).
American Express pays a dividend yielding 1.16%, while Nu does not currently pay one. American Express converts more of its revenue into profit, with a net margin of 26.2% versus 17.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AXP | NU |
|---|---|---|
| Share price | $304.25 | $15.58 |
| Market cap | $205.46B | $75.26B |
| 1-day change | -0.10% | -0.51% |
| YTD return | -17.76% | -6.93% |
| 1-year return | -7.23% | +2.97% |
| 5-year return | +73.06% | — |
| P/E ratio (TTM) | 18.46 | 21.34 |
| Forward P/E | 15.09 | 13.79 |
| EPS (TTM) | $16.48 | $0.73 |
| Dividend yield | 1.16% | 0.00% |
| Annual dividend | $3.54 | $0.00 |
| Revenue (latest FY) | $41.30B | $11.52B |
| Revenue growth (YoY) | +6.39% | +43.44% |
| Net income (latest FY) | $10.83B | $1.97B |
| Gross margin | — | 45.61% |
| Net margin | 26.23% | 17.12% |
| 52-week high | $387.49 | $18.98 |
| 52-week low | $290.97 | $11.20 |
| Distance from 52-week high | -21.48% | -17.91% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +22.06% | +20.47% |
| Average volume | 2.90M | 85.63M |
| Shares outstanding | 675.31M | 3.81B |
| Employees | 76,800 | — |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- American Express is about 2.7 times larger than Nu by market value ($205.46B vs $75.26B).
- NU has outperformed AXP by 10.2 percentage points over the past year.
- American Express offers a meaningfully higher dividend yield (1.16% vs 0.00%).
- American Express is more profitable, keeping 26.2 cents of every revenue dollar as net income versus 17.1 cents for Nu.
- Nu grew revenue faster in its latest fiscal year (+43.44% vs +6.39%).
About American Express
AXP stock →American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S.
Finance · Finance: Consumer Services · 76,800 employees
About Nu
NU stock →Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Finance · Finance: Consumer Services
AXP vs NU FAQ
Which is bigger, American Express or Nu?
American Express (AXP) is larger, with a market capitalization of $205.46B compared with $75.26B for Nu (NU).
Which stock has performed better over the past year, AXP or NU?
NU returned +2.97% over the past 12 months, compared with -7.23% for AXP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AXP or NU?
AXP has the lower trailing P/E at 18.5, versus 21.3 for NU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, American Express or Nu?
American Express pays a dividend yielding 1.16%, while Nu does not currently pay a regular dividend.
Are American Express and Nu in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.