Bank of America (BAC) vs Citigroup (C)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Citigroup (C) has outperformed Bank of America (BAC) over the past year, gaining 30.2% versus a gain of 6.4%. Over five years, C leads with a +76.1% price change compared with +15.4% for BAC. Bank of America is the larger company by market cap ($374.25 billion vs $213.57 billion), about 1.8 times the size.
On valuation, Citigroup trades at a lower forward P/E (9.8x vs 10.2x for Bank of America). Bank of America offers the higher dividend yield (2.09% vs 1.89%). Bank of America converts more of its revenue into profit, with a net margin of 27.0% versus 16.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BAC | C |
|---|---|---|
| Share price | $53.52 | $127.32 |
| Market cap | $374.25B | $213.57B |
| 1-day change | -1.05% | -0.93% |
| YTD return | -2.69% | +9.11% |
| 1-year return | +6.42% | +30.18% |
| 5-year return | +15.42% | +76.12% |
| P/E ratio (TTM) | 12.36 | 13.75 |
| Forward P/E | 10.19 | 9.83 |
| EPS (TTM) | $4.33 | $9.26 |
| Dividend yield | 2.09% | 1.89% |
| Annual dividend | $1.12 | $2.40 |
| Revenue (latest FY) | $113.10B | $85.22B |
| Revenue growth (YoY) | +6.84% | +5.58% |
| Net income (latest FY) | $30.51B | $14.31B |
| Net margin | 26.98% | 16.79% |
| 52-week high | $65.23 | $147.96 |
| 52-week low | $46.12 | $93.66 |
| Distance from 52-week high | -17.95% | -13.95% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +25.80% | +19.97% |
| Average volume | 33.36M | 10.22M |
| Shares outstanding | 6.99B | 1.68B |
| Employees | 211,000 | 219,000 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- C has outperformed BAC by 23.8 percentage points over the past year.
- Bank of America is more profitable, keeping 27.0 cents of every revenue dollar as net income versus 16.8 cents for Citigroup.
About Bank of America
BAC stock →Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets.
Finance · Major Banks · 211,000 employees
About Citigroup
C stock →Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S.
Finance · Major Banks · 219,000 employees
BAC vs C FAQ
Which is bigger, Bank of America or Citigroup?
Bank of America (BAC) is larger, with a market capitalization of $374.25B compared with $213.57B for Citigroup (C).
Which stock has performed better over the past year, BAC or C?
C returned +30.18% over the past 12 months, compared with +6.42% for BAC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BAC or C?
BAC has the lower trailing P/E at 12.4, versus 13.7 for C. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of America or Citigroup?
Bank of America has the higher yield at 2.09%, compared with 1.89% for Citigroup.
Are Bank of America and Citigroup in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.