Banc of California (BANC) vs First Bancorp (FBNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
First Bancorp (FBNC) has outperformed Banc of California (BANC) over the past year, gaining 17.5% versus a loss of 1.7%. Over five years, FBNC leads with a +29.0% price change compared with -9.2% for BANC. Banc of California is the larger company by market cap ($2.74 billion vs $2.45 billion), about 1.1 times the size, while First Bancorp is growing revenue faster (-3.6% vs -3.8%).
On valuation, Banc of California trades at a lower forward P/E (8.1x vs 11.7x for First Bancorp). Banc of California offers the higher dividend yield (2.54% vs 1.59%). First Bancorp converts more of its revenue into profit, with a net margin of 164.2% versus 12.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BANC | FBNC |
|---|---|---|
| Share price | $17.30 | $59.17 |
| Market cap | $2.74B | $2.45B |
| 1-day change | -0.29% | -0.94% |
| YTD return | -10.32% | +16.50% |
| 1-year return | -1.70% | +17.49% |
| 5-year return | -9.19% | +28.97% |
| P/E ratio (TTM) | — | 18.38 |
| Forward P/E | 8.12 | 11.74 |
| EPS (TTM) | $-0.42 | $3.22 |
| Dividend yield | 2.54% | 1.59% |
| Annual dividend | $0.44 | $0.94 |
| Revenue (latest FY) | $1.82B | $67.62M |
| Revenue growth (YoY) | -3.76% | -3.57% |
| Net income (latest FY) | $228.97M | $111.05M |
| Net margin | 12.59% | 164.22% |
| 52-week high | $21.93 | $66.78 |
| 52-week low | $15.33 | $45.96 |
| Distance from 52-week high | -21.11% | -11.40% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +26.18% | +16.61% |
| Average volume | 2.91M | 225.31K |
| Shares outstanding | 157.95M | 41.40M |
| Employees | 1,904 | 1,396 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FBNC has outperformed BANC by 19.2 percentage points over the past year.
- First Bancorp is more profitable, keeping 164.2 cents of every revenue dollar as net income versus 12.6 cents for Banc of California.
About Banc of California
BANC stock →Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States.
Finance · Major Banks · 1,904 employees
About First Bancorp
FBNC stock →First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts.
Finance · Major Banks · 1,396 employees
BANC vs FBNC FAQ
Which is bigger, Banc of California or First Bancorp?
Banc of California (BANC) is larger, with a market capitalization of $2.74B compared with $2.45B for First Bancorp (FBNC).
Which stock has performed better over the past year, BANC or FBNC?
FBNC returned +17.49% over the past 12 months, compared with -1.70% for BANC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Banc of California or First Bancorp?
Banc of California has the higher yield at 2.54%, compared with 1.59% for First Bancorp.
Are Banc of California and First Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.