Banc of California (BANC) vs NBT Bancorp (NBTB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
NBT Bancorp (NBTB) has outperformed Banc of California (BANC) over the past year, gaining 22.8% versus a loss of 2.0%. Over five years, NBTB leads with a +37.8% price change compared with -8.9% for BANC. Banc of California is the larger company by market cap ($2.75 billion vs $2.63 billion), about 1.0 times the size, while NBT Bancorp is growing revenue faster (+10.4% vs -3.8%).
On valuation, Banc of California trades at a lower forward P/E (8.1x vs 11.1x for NBT Bancorp). NBT Bancorp offers the higher dividend yield (2.93% vs 2.54%). NBT Bancorp converts more of its revenue into profit, with a net margin of 92.5% versus 12.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BANC | NBTB |
|---|---|---|
| Share price | $17.35 | $50.53 |
| Market cap | $2.75B | $2.63B |
| 1-day change | +1.05% | +0.70% |
| YTD return | -10.06% | +21.70% |
| 1-year return | -2.03% | +22.76% |
| 5-year return | -8.92% | +37.80% |
| P/E ratio (TTM) | — | 12.35 |
| Forward P/E | 8.14 | 11.07 |
| EPS (TTM) | $-0.42 | $4.09 |
| Dividend yield | 2.54% | 2.93% |
| Annual dividend | $0.44 | $1.48 |
| Revenue (latest FY) | $1.82B | $182.95M |
| Revenue growth (YoY) | -3.76% | +10.40% |
| Net income (latest FY) | $228.97M | $169.24M |
| Net margin | 12.59% | 92.50% |
| 52-week high | $21.93 | $54.50 |
| 52-week low | $15.33 | $39.20 |
| Distance from 52-week high | -20.88% | -7.28% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +25.82% | +13.79% |
| Average volume | 2.89M | 348.49K |
| Shares outstanding | 157.95M | 51.96M |
| Employees | 1,904 | 2,303 |
| Sector | Finance | Financial Services |
| Industry | Major Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NBTB has outperformed BANC by 24.8 percentage points over the past year.
- NBT Bancorp is more profitable, keeping 92.5 cents of every revenue dollar as net income versus 12.6 cents for Banc of California.
- NBT Bancorp grew revenue faster in its latest fiscal year (+10.40% vs -3.76%).
- The two companies sit in different sectors: Banc of California in Finance and NBT Bancorp in Financial Services.
About Banc of California
BANC stock →Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States.
Finance · Major Banks · 1,904 employees
About NBT Bancorp
NBTB stock →NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments.
Financial Services · Banks - Regional · 2,303 employees
BANC vs NBTB FAQ
Which is bigger, Banc of California or NBT Bancorp?
Banc of California (BANC) is larger, with a market capitalization of $2.75B compared with $2.63B for NBT Bancorp (NBTB).
Which stock has performed better over the past year, BANC or NBTB?
NBTB returned +22.76% over the past 12 months, compared with -2.03% for BANC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Banc of California or NBT Bancorp?
NBT Bancorp has the higher yield at 2.93%, compared with 2.54% for Banc of California.
Are Banc of California and NBT Bancorp in the same industry?
No. Banc of California is in the Finance sector, while NBT Bancorp is in Financial Services.