NBT Bancorp Inc. (NBTB)
NASDAQ: NBTBFinanceMajor BanksUSD
Market open · Delayed 15 min · as of Oct 8, 11:43 AM ET
NBTB stock chart
Technical analysisKey statistics
All statistics- Market cap
- $2.60B
- P/E (TTM)
- 12.24
- Forward P/E
- 10.96
- EPS (TTM)
- $4.09
- Dividend yield
- 2.96% ($1.48)
- Ex-dividend date
- Sep 1, 2026
- 52-week range
- 39.20 – 54.50
- Day range
- 49.94 – 50.31
- Volume / Avg
- 59.40K / 347.72K
- Beta
- —
- Shares outstanding
- 51.96M
- Next earnings
- Oct 27, 2026
52-week range
NBTB stock today
On Oct 8, NBTB is trading at $50.06, shedding $0.12 (0.24%), versus the S&P 500's 0.37% decline. At this level, NBTB sits in the middle of its 52-week range of $39.20 to $54.50: 8.1% below the high, set on Jul 29, 2026 and 27.7% above the low. NBTB is up 20.9% year to date, outperforming the S&P 500 (+14.0%). Over the past 12 months, the stock has gained 21.6%.
At 12.2x trailing earnings, NBT Bancorp trades in line with the peer-group median of 12.3x. Its forward P/E of 11.0x is lower than the trailing multiple, which means analysts expect earnings to rise over the next year. The company is scheduled to report Sep/2026 results on Oct 27 after the market closes; analysts expect EPS of $1.09. NBT Bancorp pays an annual dividend of $1.48 per share, a 2.96% yield at the current price.
Summary generated from market data by MetaCap's automated system. Methodology
About NBT Bancorp
Company profileNBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans.
- Sector
- Finance
- Industry
- Major Banks
- CEO
- Mr. Scott A. Kingsley CPA
- Headquarters
- Norwich, NY
- Employees
- 2,303
- Website
- nbtbancorp.com
Financial highlights
Full financialsIn fiscal 2025, NBT Bancorp generated $183.0 million in revenue, up 10.4% from fiscal 2024, its 2nd consecutive year of revenue growth. Net income was $169.2 million (+20.3% year over year), for a net margin of 92.5% versus a median of 84.9% in the prior 5 years. Diluted earnings per share came in at $3.33, up from $2.97.
| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Revenue | $182.95M | $165.71M | $144.74M | $150.66M | $151.01M |
| Growth | +10.40% | +14.49% | -3.93% | -0.23% | +7.16% |
| Net income | $169.24M | $140.64M | $118.78M | $152.00M | $154.88M |
| EPS (diluted) | $3.33 | $2.97 | $2.65 | $3.52 | $3.54 |
Analyst forecast
ForecastConsensus (7 analysts)
hold
Avg. price target
$56.83+13.52%
- Strong buy 1
- Buy 1
- Hold 5
- Sell 0
- Strong sell 0
Target range
Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.
Earnings
Earnings history- Next report
- Oct 27, 2026
- EPS estimate
- $1.09
- Last reported (Q2 2026)
- Jul 27, 2026
- EPS actual vs est.
- $1.02 vs —
Dividends
Dividend history- Annual dividend
- $1.48
- Dividend yield
- 2.96%
- Last payment
- $0.40
- Ex-dividend date
- Sep 1, 2026
NBT Bancorp peers
Finance sector| Company | Price | % Chg | Market cap | Compare |
|---|---|---|---|---|
| BOHBank of Hawaii Corporation | 66.28 | -0.18% | $2.61B | vs NBTB |
| FBKFB Financial Corporation | 52.16 | -0.19% | $2.61B | vs NBTB |
| TRMKTrustmark Corporation | 44.14 | -0.52% | $2.57B | vs NBTB |
| BANCBanc of California Inc. | 17.07 | -0.61% | $2.70B | vs NBTB |
| CUBICustomers Bancorp Inc | 73.27 | -1.19% | $2.48B | vs NBTB |
| FRMEFirst Merchants Corporation | 38.99 | -0.78% | $2.45B | vs NBTB |
| FBNCFirst Bancorp | 58.73 | -0.32% | $2.43B | vs NBTB |
| BANRBanner Corporation | 66.15 | -0.08% | $2.42B | vs NBTB |
Indexes, lists and sector
Appears in lists
NBT Bancorp stock FAQ
What is NBT Bancorp's stock price today?
NBTB last traded at $50.06 as of Oct 8, 11:43 AM EDT, down 0.24% on the day. Prices are delayed at least 15 minutes.
Does NBT Bancorp pay a dividend?
Yes. NBT Bancorp pays $1.48 per share annually, a 2.96% yield. The most recent dividend of $0.40 had an ex-dividend date of Sep 1, 2026.
When is NBT Bancorp's next earnings date?
NBT Bancorp is expected to report earnings on Tuesday, October 27, 2026. Analysts expect EPS of $1.09.
What is NBTB's P/E ratio?
NBTB trades at a trailing P/E ratio of 12.24 and a forward P/E of 10.96, compared with a median of 12.3 for its closest peers.
Who is NBT Bancorp's CEO?
Mr. Scott A. Kingsley CPA is the chief executive officer of NBT Bancorp Inc., which has about 2,303 employees.
Has NBTB ever split its stock?
Yes. The most recent NBTB stock split was a 105-for-100 split on Nov 29, 1999, one of 9 splits on record.
What is the NBTB 52-week high?
The 52-week high for NBTB is $54.50 and the 52-week low is $39.20. The stock is currently 8.1% below its high.