California BanCorp (BCAL) vs Peoples Financial Services (PFIS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Peoples Financial Services (PFIS) has outperformed California BanCorp (BCAL) over the past year, gaining 44.9% versus a gain of 27.1%. Over five years, PFIS leads with a +49.4% price change compared with +37.9% for BCAL. California BanCorp is the larger company by market cap ($687.4 million vs $684.2 million), about 1.0 times the size.
On valuation, Peoples Financial Services trades at a lower forward P/E (9.5x vs 11.5x for California BanCorp). Peoples Financial Services offers the higher dividend yield (3.64% vs 1.40%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BCAL | PFIS |
|---|---|---|
| Share price | $21.38 | $68.35 |
| Market cap | $687.38M | $684.21M |
| 1-day change | -1.29% | -1.31% |
| YTD return | +14.52% | +40.32% |
| 1-year return | +27.11% | +44.90% |
| 5-year return | +37.94% | +49.40% |
| P/E ratio (TTM) | 11.56 | 12.10 |
| Forward P/E | 11.51 | 9.49 |
| EPS (TTM) | $1.85 | $5.65 |
| Dividend yield | 1.40% | 3.64% |
| Annual dividend | $0.30 | $2.49 |
| 52-week high | $22.41 | $73.37 |
| 52-week low | $15.85 | $43.64 |
| Distance from 52-week high | -4.60% | -6.84% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +15.76% | +7.53% |
| Average volume | 208.48K | 56.24K |
| Shares outstanding | 32.15M | 10.01M |
| Employees | 297 | 547 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PFIS has outperformed BCAL by 17.8 percentage points over the past year.
- Peoples Financial Services offers a meaningfully higher dividend yield (3.64% vs 1.40%).
About California BanCorp
BCAL stock →California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States.
Financial Services · Banks - Regional · 297 employees
About Peoples Financial Services
PFIS stock →Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York.
Financial Services · Banks - Regional · 547 employees
BCAL vs PFIS FAQ
Which is bigger, California BanCorp or Peoples Financial Services?
California BanCorp (BCAL) is larger, with a market capitalization of $687.38M compared with $684.21M for Peoples Financial Services (PFIS).
Which stock has performed better over the past year, BCAL or PFIS?
PFIS returned +44.90% over the past 12 months, compared with +27.11% for BCAL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BCAL or PFIS?
BCAL has the lower trailing P/E at 11.6, versus 12.1 for PFIS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, California BanCorp or Peoples Financial Services?
Peoples Financial Services has the higher yield at 3.64%, compared with 1.40% for California BanCorp.
Are California BanCorp and Peoples Financial Services in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.