MetaCap

BCB Bancorp (NJ) (BCBP) vs Citizens Community Bancorp (CZWI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Citizens Community Bancorp (CZWI) has outperformed BCB Bancorp (NJ) (BCBP) over the past year, gaining 34.1% versus a loss of 1.5%. Over five years, CZWI leads with a +54.4% price change compared with -44.3% for BCBP. BCB Bancorp (NJ) is the larger company by market cap ($255.5 million vs $206.6 million), about 1.2 times the size.

On valuation, Citizens Community Bancorp trades at a lower forward P/E (9.9x vs 12.3x for BCB Bancorp (NJ)). BCB Bancorp (NJ) offers the higher dividend yield (3.85% vs 0.98%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BCBP-1.54%CZWI+34.09%
+53%+19%-15%
Oct 7, 20251 yearOct 7, 2026
BCBP-44.78%CZWI+54.34%
+77%+11%-55%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BCBP versus CZWI key metrics
MetricBCBPCZWI
Share price$8.31$21.41
Market cap$255.55M$206.61M
1-day change0.00%+0.23%
YTD return+2.97%+19.87%
1-year return-1.54%+34.09%
5-year return-44.30%+54.45%
P/E ratio (TTM)—16.34
Forward P/E12.349.87
EPS (TTM)$-1.11$1.31
Dividend yield3.85%0.98%
Annual dividend$0.32$0.21
52-week high$11.71$24.43
52-week low$7.31$14.61
Distance from 52-week high-29.04%-12.36%
Analyst consensusnonenone
Avg. price target upside+7.70%+3.92%
Average volume259.15K48.94K
Shares outstanding30.75M9.65M
Employees295217
SectorFinanceFinance
IndustrySavings InstitutionsSavings Institutions

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CZWI has outperformed BCBP by 35.6 percentage points over the past year.
  • BCB Bancorp (NJ) offers a meaningfully higher dividend yield (3.85% vs 0.98%).

About BCB Bancorp (NJ)

BCBP stock →

BCB Bancorp, Inc. operates as the bank holding company for BCB Community Bank that provides various banking products and services to businesses and individuals in the United States.

Finance · Savings Institutions · 295 employees

About Citizens Community Bancorp

CZWI stock →

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A.

Finance · Savings Institutions · 217 employees

BCBP vs CZWI FAQ

Which is bigger, BCB Bancorp (NJ) or Citizens Community Bancorp?

BCB Bancorp (NJ) (BCBP) is larger, with a market capitalization of $255.55M compared with $206.61M for Citizens Community Bancorp (CZWI).

Which stock has performed better over the past year, BCBP or CZWI?

CZWI returned +34.09% over the past 12 months, compared with -1.54% for BCBP (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, BCB Bancorp (NJ) or Citizens Community Bancorp?

BCB Bancorp (NJ) has the higher yield at 3.85%, compared with 0.98% for Citizens Community Bancorp.

Are BCB Bancorp (NJ) and Citizens Community Bancorp in the same industry?

Yes. Both are classified in the Savings Institutions industry within the Finance sector.

More comparisons