BV Financial (BVFL) vs Citizens Community Bancorp (CZWI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
BV Financial (BVFL) has outperformed Citizens Community Bancorp (CZWI) over the past year, gaining 40.1% versus a gain of 34.7%. Over five years, BVFL leads with a +65.4% price change compared with +54.8% for CZWI. Citizens Community Bancorp is the larger company by market cap ($206.6 million vs $182.7 million), about 1.1 times the size.
On valuation, BV Financial trades at a lower trailing P/E (14.3x vs 16.3x for Citizens Community Bancorp). Citizens Community Bancorp pays a dividend yielding 0.98%, while BV Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BVFL | CZWI |
|---|---|---|
| Share price | $21.57 | $21.41 |
| Market cap | $182.71M | $206.61M |
| 1-day change | -1.33% | +0.23% |
| YTD return | +18.91% | +20.15% |
| 1-year return | +40.06% | +34.65% |
| 5-year return | +65.36% | +54.81% |
| P/E ratio (TTM) | 14.28 | 16.34 |
| Forward P/E | — | 9.87 |
| EPS (TTM) | $1.51 | $1.31 |
| Dividend yield | 0.00% | 0.98% |
| Annual dividend | $0.00 | $0.21 |
| 52-week high | $22.17 | $24.43 |
| 52-week low | $14.60 | $14.61 |
| Distance from 52-week high | -2.71% | -12.36% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +3.92% |
| Average volume | 16.37K | 48.57K |
| Shares outstanding | 8.47M | 9.65M |
| Employees | 99 | 217 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About BV Financial
BVFL stock →BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States.
Finance · Savings Institutions · 99 employees
About Citizens Community Bancorp
CZWI stock →Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A.
Finance · Savings Institutions · 217 employees
BVFL vs CZWI FAQ
Which is bigger, BV Financial or Citizens Community Bancorp?
Citizens Community Bancorp (CZWI) is larger, with a market capitalization of $206.61M compared with $182.71M for BV Financial (BVFL).
Which stock has performed better over the past year, BVFL or CZWI?
BVFL returned +40.06% over the past 12 months, compared with +34.65% for CZWI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BVFL or CZWI?
BVFL has the lower trailing P/E at 14.3, versus 16.3 for CZWI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BV Financial or Citizens Community Bancorp?
Citizens Community Bancorp pays a dividend yielding 0.98%, while BV Financial does not currently pay a regular dividend.
Are BV Financial and Citizens Community Bancorp in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.