MetaCap

BCB Bancorp (NJ) (BCBP) vs Farmers & Merchants Bancorp (FMAO)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Farmers & Merchants Bancorp (FMAO) has outperformed BCB Bancorp (NJ) (BCBP) over the past year, gaining 40.2% versus a gain of 0.4%. Over five years, FMAO leads with a +48.3% price change compared with -44.3% for BCBP. Farmers & Merchants Bancorp is the larger company by market cap ($475.9 million vs $253.1 million), about 1.9 times the size.

On valuation, Farmers & Merchants Bancorp trades at a lower forward P/E (10.6x vs 12.2x for BCB Bancorp (NJ)). BCB Bancorp (NJ) offers the higher dividend yield (3.89% vs 2.66%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BCBP-0.36%FMAO+40.23%
+45%+16%-13%
Oct 8, 20251 yearOct 8, 2026
BCBP-44.78%FMAO+53.26%
+87%+16%-55%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BCBP versus FMAO key metrics
MetricBCBPFMAO
Share price$8.23$34.55
Market cap$253.09M$475.86M
1-day change-0.96%-1.45%
YTD return+1.98%+42.84%
1-year return+0.37%+40.23%
5-year return-44.30%+48.30%
P/E ratio (TTM)—11.87
Forward P/E12.2210.57
EPS (TTM)$-1.11$2.91
Dividend yield3.89%2.66%
Annual dividend$0.32$0.918
52-week high$11.71$36.12
52-week low$7.31$22.77
Distance from 52-week high-29.72%-4.35%
Analyst consensusnonenone
Avg. price target upside+8.75%+4.20%
Average volume260.63K63.82K
Shares outstanding30.75M13.77M
Employees295477
SectorFinanceFinance
IndustrySavings InstitutionsSavings Institutions

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • FMAO has outperformed BCBP by 39.9 percentage points over the past year.
  • BCB Bancorp (NJ) offers a meaningfully higher dividend yield (3.89% vs 2.66%).

About BCB Bancorp (NJ)

BCBP stock →

BCB Bancorp, Inc. operates as the bank holding company for BCB Community Bank that provides various banking products and services to businesses and individuals in the United States.

Finance · Savings Institutions · 295 employees

About Farmers & Merchants Bancorp

FMAO stock →

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan.

Finance · Savings Institutions · 477 employees

BCBP vs FMAO FAQ

Which is bigger, BCB Bancorp (NJ) or Farmers & Merchants Bancorp?

Farmers & Merchants Bancorp (FMAO) is larger, with a market capitalization of $475.86M compared with $253.09M for BCB Bancorp (NJ) (BCBP).

Which stock has performed better over the past year, BCBP or FMAO?

FMAO returned +40.23% over the past 12 months, compared with +0.37% for BCBP (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, BCB Bancorp (NJ) or Farmers & Merchants Bancorp?

BCB Bancorp (NJ) has the higher yield at 3.89%, compared with 2.66% for Farmers & Merchants Bancorp.

Are BCB Bancorp (NJ) and Farmers & Merchants Bancorp in the same industry?

Yes. Both are classified in the Savings Institutions industry within the Finance sector.

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