Banco De Chile (BCH) vs Intercorp Financial Services (IFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Intercorp Financial Services (IFS) has outperformed Banco De Chile (BCH) over the past year, gaining 30.1% versus a gain of 26.2%. Over five years, BCH leads with a +130.0% price change compared with +100.1% for IFS. Banco De Chile is the larger company by market cap ($19.21 billion vs $5.77 billion), about 3.3 times the size.
On valuation, Intercorp Financial Services trades at a lower forward P/E (7.9x vs 12.1x for Banco De Chile). Intercorp Financial Services pays a dividend yielding 11.58%, while Banco De Chile does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BCH | IFS |
|---|---|---|
| Share price | $38.03 | $52.30 |
| Market cap | $19.21B | $5.77B |
| 1-day change | +0.37% | -3.61% |
| YTD return | -0.32% | +23.47% |
| 1-year return | +26.22% | +30.07% |
| 5-year return | +129.99% | +100.08% |
| P/E ratio (TTM) | 14.63 | 9.70 |
| Forward P/E | 12.15 | 7.94 |
| EPS (TTM) | $2.60 | $5.39 |
| Dividend yield | 5.78% | 11.58% |
| Annual dividend | $0.00 | $6.06 |
| Net income (latest FY) | $-1.24B | — |
| 52-week high | $46.77 | $61.38 |
| 52-week low | $30.40 | $38.29 |
| Distance from 52-week high | -18.69% | -14.79% |
| Analyst consensus | hold | none |
| Avg. price target upside | +7.89% | +26.39% |
| Average volume | 305.43K | 226.60K |
| Shares outstanding | 505.09M | 110.40M |
| Employees | 11,221 | 9,229 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Banco De Chile is about 3.3 times larger than Intercorp Financial Services by market value ($19.21B vs $5.77B).
- Banco De Chile trades at a higher earnings multiple (14.6x vs 9.7x trailing P/E).
- Intercorp Financial Services offers a meaningfully higher dividend yield (11.58% vs 5.78%).
About Banco De Chile
BCH stock →Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries.
Finance · Commercial Banks · 11,221 employees
About Intercorp Financial Services
IFS stock →Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Finance · Commercial Banks · 9,229 employees
BCH vs IFS FAQ
Which is bigger, Banco De Chile or Intercorp Financial Services?
Banco De Chile (BCH) is larger, with a market capitalization of $19.21B compared with $5.77B for Intercorp Financial Services (IFS).
Which stock has performed better over the past year, BCH or IFS?
IFS returned +30.07% over the past 12 months, compared with +26.22% for BCH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BCH or IFS?
IFS has the lower trailing P/E at 9.7, versus 14.6 for BCH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Banco De Chile or Intercorp Financial Services?
Intercorp Financial Services has the higher yield at 11.58%, compared with 5.78% for Banco De Chile.
Are Banco De Chile and Intercorp Financial Services in the same industry?
Yes. Both are classified in the Commercial Banks industry within the Finance sector.