Grupo Financiero Galicia S.A. (GGAL) vs Intercorp Financial Services (IFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Intercorp Financial Services (IFS) has outperformed Grupo Financiero Galicia S.A. (GGAL) over the past year, gaining 32.6% versus a gain of 29.6%. Over five years, GGAL leads with a +242.3% price change compared with +102.8% for IFS. Grupo Financiero Galicia S.A. is the larger company by market cap ($6.24 billion vs $5.94 billion), about 1.0 times the size.
On valuation, Grupo Financiero Galicia S.A. trades at a lower forward P/E (5.3x vs 8.2x for Intercorp Financial Services). Intercorp Financial Services pays a dividend yielding 11.25%, while Grupo Financiero Galicia S.A. does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GGAL | IFS |
|---|---|---|
| Share price | $36.81 | $53.84 |
| Market cap | $6.24B | $5.94B |
| 1-day change | +0.14% | +1.58% |
| YTD return | -31.85% | +27.10% |
| 1-year return | +29.62% | +32.64% |
| 5-year return | +242.27% | +102.75% |
| P/E ratio (TTM) | 41.36 | 9.82 |
| Forward P/E | 5.31 | 8.17 |
| EPS (TTM) | $0.89 | $5.48 |
| Dividend yield | 4.21% | 11.25% |
| Annual dividend | $0.00 | $6.06 |
| 52-week high | $62.52 | $61.38 |
| 52-week low | $31.14 | $38.29 |
| Distance from 52-week high | -41.12% | -12.28% |
| Analyst consensus | buy | none |
| Avg. price target upside | +80.85% | +23.37% |
| Average volume | 895.90K | 226.94K |
| Shares outstanding | 132.50M | 110.40M |
| Employees | 9,435 | 9,229 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Grupo Financiero Galicia S.A. trades at a higher earnings multiple (41.4x vs 9.8x trailing P/E).
- Intercorp Financial Services offers a meaningfully higher dividend yield (11.25% vs 4.21%).
About Grupo Financiero Galicia S.A.
GGAL stock →Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments.
Finance · Commercial Banks · 9,435 employees
About Intercorp Financial Services
IFS stock →Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Finance · Commercial Banks · 9,229 employees
GGAL vs IFS FAQ
Which is bigger, Grupo Financiero Galicia S.A. or Intercorp Financial Services?
Grupo Financiero Galicia S.A. (GGAL) is larger, with a market capitalization of $6.24B compared with $5.94B for Intercorp Financial Services (IFS).
Which stock has performed better over the past year, GGAL or IFS?
IFS returned +32.64% over the past 12 months, compared with +29.62% for GGAL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GGAL or IFS?
IFS has the lower trailing P/E at 9.8, versus 41.4 for GGAL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Grupo Financiero Galicia S.A. or Intercorp Financial Services?
Intercorp Financial Services has the higher yield at 11.25%, compared with 4.21% for Grupo Financiero Galicia S.A..
Are Grupo Financiero Galicia S.A. and Intercorp Financial Services in the same industry?
Yes. Both are classified in the Commercial Banks industry within the Finance sector.