BayCom (BCML) vs CoastalSouth Bancshares (COSO)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
CoastalSouth Bancshares (COSO) has outperformed BayCom (BCML) over the past year, gaining 24.4% versus a gain of 9.4%. BayCom is the larger company by market cap ($336.3 million vs $319.1 million), about 1.1 times the size. On valuation, CoastalSouth Bancshares trades at a lower forward P/E (10.3x vs 12.8x for BayCom).
BayCom offers the higher dividend yield (3.73% vs 0.37%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BCML | COSO |
|---|---|---|
| Share price | $30.80 | $26.69 |
| Market cap | $336.34M | $319.06M |
| 1-day change | -0.55% | -1.15% |
| YTD return | +4.76% | +14.80% |
| 1-year return | +9.41% | +24.43% |
| 5-year return | +66.04% | — |
| P/E ratio (TTM) | 25.88 | 12.19 |
| Forward P/E | 12.75 | 10.32 |
| EPS (TTM) | $1.19 | $2.19 |
| Dividend yield | 3.73% | 0.37% |
| Annual dividend | $1.15 | $0.10 |
| 52-week high | $34.98 | $28.56 |
| 52-week low | $26.78 | $20.80 |
| Distance from 52-week high | -11.95% | -6.55% |
| Analyst consensus | buy | none |
| Avg. price target upside | +6.33% | +16.15% |
| Average volume | 54.14K | 103.48K |
| Shares outstanding | 10.92M | 11.95M |
| Employees | 329 | 201 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- COSO has outperformed BCML by 15.0 percentage points over the past year.
- BayCom trades at a higher earnings multiple (25.9x vs 12.2x trailing P/E).
- BayCom offers a meaningfully higher dividend yield (3.73% vs 0.37%).
About BayCom
BCML stock →BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts.
Financial Services · Banks - Regional · 329 employees
About CoastalSouth Bancshares
COSO stock →CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers.
Financial Services · Banks - Regional · 201 employees
BCML vs COSO FAQ
Which is bigger, BayCom or CoastalSouth Bancshares?
BayCom (BCML) is larger, with a market capitalization of $336.34M compared with $319.06M for CoastalSouth Bancshares (COSO).
Which stock has performed better over the past year, BCML or COSO?
COSO returned +24.43% over the past 12 months, compared with +9.41% for BCML (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BCML or COSO?
COSO has the lower trailing P/E at 12.2, versus 25.9 for BCML. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BayCom or CoastalSouth Bancshares?
BayCom has the higher yield at 3.73%, compared with 0.37% for CoastalSouth Bancshares.
Are BayCom and CoastalSouth Bancshares in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.