C&F Financial (CFFI) vs CoastalSouth Bancshares (COSO)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
C&F Financial (CFFI) has outperformed CoastalSouth Bancshares (COSO) over the past year, gaining 53.0% versus a gain of 25.1%. C&F Financial is the larger company by market cap ($330.1 million vs $321.6 million), about 1.0 times the size. On valuation, C&F Financial trades at a lower forward P/E (10.2x vs 10.4x for CoastalSouth Bancshares).
C&F Financial offers the higher dividend yield (1.85% vs 0.37%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFI | COSO |
|---|---|---|
| Share price | $101.51 | $26.90 |
| Market cap | $330.08M | $321.57M |
| 1-day change | -0.49% | +0.79% |
| YTD return | +39.84% | +15.70% |
| 1-year return | +53.01% | +25.12% |
| 5-year return | +98.26% | — |
| P/E ratio (TTM) | 11.33 | 12.12 |
| Forward P/E | 10.16 | 10.41 |
| EPS (TTM) | $8.96 | $2.22 |
| Dividend yield | 1.85% | 0.37% |
| Annual dividend | $1.88 | $0.10 |
| 52-week high | $103.52 | $28.56 |
| 52-week low | $65.43 | $20.80 |
| Distance from 52-week high | -1.94% | -5.81% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +13.29% | +15.24% |
| Average volume | 49.41K | 103.18K |
| Shares outstanding | 3.25M | 11.95M |
| Employees | 575 | 201 |
| Sector | Financial Services | Finance |
| Industry | Banks - Regional | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CFFI has outperformed COSO by 27.9 percentage points over the past year.
- C&F Financial offers a meaningfully higher dividend yield (1.85% vs 0.37%).
- The two companies sit in different sectors: C&F Financial in Financial Services and CoastalSouth Bancshares in Finance.
About C&F Financial
CFFI stock →C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance.
Financial Services · Banks - Regional · 575 employees
About CoastalSouth Bancshares
COSO stock →CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers.
Finance · Major Banks · 201 employees
CFFI vs COSO FAQ
Which is bigger, C&F Financial or CoastalSouth Bancshares?
C&F Financial (CFFI) is larger, with a market capitalization of $330.08M compared with $321.57M for CoastalSouth Bancshares (COSO).
Which stock has performed better over the past year, CFFI or COSO?
CFFI returned +53.01% over the past 12 months, compared with +25.12% for COSO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFI or COSO?
CFFI has the lower trailing P/E at 11.3, versus 12.1 for COSO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, C&F Financial or CoastalSouth Bancshares?
C&F Financial has the higher yield at 1.85%, compared with 0.37% for CoastalSouth Bancshares.
Are C&F Financial and CoastalSouth Bancshares in the same industry?
No. C&F Financial is in the Financial Services sector, while CoastalSouth Bancshares is in Finance.