BayCom (BCML) vs FS Bancorp (FSBW)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
FS Bancorp (FSBW) has outperformed BayCom (BCML) over the past year, gaining 11.5% versus a gain of 9.4%. Over five years, BCML leads with a +66.0% price change compared with +29.9% for FSBW. FS Bancorp is the larger company by market cap ($347.0 million vs $338.5 million), about 1.0 times the size.
On valuation, FS Bancorp trades at a lower forward P/E (9.5x vs 12.8x for BayCom). BayCom offers the higher dividend yield (3.71% vs 2.58%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BCML | FSBW |
|---|---|---|
| Share price | $31.00 | $44.13 |
| Market cap | $338.52M | $346.96M |
| 1-day change | +0.65% | 0.00% |
| YTD return | +4.76% | +7.19% |
| 1-year return | +9.41% | +11.47% |
| 5-year return | +66.04% | +29.87% |
| P/E ratio (TTM) | 25.83 | 10.12 |
| Forward P/E | 12.84 | 9.46 |
| EPS (TTM) | $1.20 | $4.36 |
| Dividend yield | 3.71% | 2.58% |
| Annual dividend | $1.15 | $1.14 |
| 52-week high | $34.98 | $45.85 |
| 52-week low | $26.78 | $36.66 |
| Distance from 52-week high | -11.38% | -3.75% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +5.65% | +1.97% |
| Average volume | 54.01K | 23.98K |
| Shares outstanding | 10.92M | 7.86M |
| Employees | 329 | 593 |
| Sector | Finance | Finance |
| Industry | Major Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BayCom trades at a higher earnings multiple (25.8x vs 10.1x trailing P/E).
- BayCom offers a meaningfully higher dividend yield (3.71% vs 2.58%).
About BayCom
BCML stock →BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts.
Finance · Major Banks · 329 employees
About FS Bancorp
FSBW stock →FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington.
Finance · Banks · 593 employees
BCML vs FSBW FAQ
Which is bigger, BayCom or FS Bancorp?
FS Bancorp (FSBW) is larger, with a market capitalization of $346.96M compared with $338.52M for BayCom (BCML).
Which stock has performed better over the past year, BCML or FSBW?
FSBW returned +11.47% over the past 12 months, compared with +9.41% for BCML (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BCML or FSBW?
FSBW has the lower trailing P/E at 10.1, versus 25.8 for BCML. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BayCom or FS Bancorp?
BayCom has the higher yield at 3.71%, compared with 2.58% for FS Bancorp.
Are BayCom and FS Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for BayCom and Banks for FS Bancorp.