Bank First (BFC) vs OceanFirst Financial (OCFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Bank First (BFC) has outperformed OceanFirst Financial (OCFC) over the past year, gaining 12.0% versus a loss of 9.2%. Over five years, BFC leads with a +109.9% price change compared with -24.7% for OCFC. Bank First is the larger company by market cap ($1.64 billion vs $1.59 billion), about 1.0 times the size.
On valuation, OceanFirst Financial trades at a lower forward P/E (7.2x vs 12.4x for Bank First). OceanFirst Financial offers the higher dividend yield (4.86% vs 1.32%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BFC | OCFC |
|---|---|---|
| Share price | $147.53 | $16.46 |
| Market cap | $1.64B | $1.59B |
| 1-day change | -1.86% | -1.73% |
| YTD return | +21.10% | -8.30% |
| 1-year return | +11.96% | -9.21% |
| 5-year return | +109.95% | -24.67% |
| P/E ratio (TTM) | 19.18 | 20.84 |
| Forward P/E | 12.37 | 7.16 |
| EPS (TTM) | $7.69 | $0.79 |
| Dividend yield | 1.32% | 4.86% |
| Annual dividend | $1.95 | $0.80 |
| 52-week high | $159.10 | $20.61 |
| 52-week low | $119.08 | $16.16 |
| Distance from 52-week high | -7.27% | -20.14% |
| Analyst consensus | none | buy |
| Avg. price target upside | +10.49% | +31.11% |
| Average volume | 78.79K | 976.04K |
| Shares outstanding | 11.09M | 96.65M |
| Employees | 554 | 898 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BFC has outperformed OCFC by 21.2 percentage points over the past year.
- OceanFirst Financial offers a meaningfully higher dividend yield (4.86% vs 1.32%).
About Bank First
BFC stock →Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin.
Finance · Major Banks · 554 employees
About OceanFirst Financial
OCFC stock →OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A.
Finance · Major Banks · 898 employees
BFC vs OCFC FAQ
Which is bigger, Bank First or OceanFirst Financial?
Bank First (BFC) is larger, with a market capitalization of $1.64B compared with $1.59B for OceanFirst Financial (OCFC).
Which stock has performed better over the past year, BFC or OCFC?
BFC returned +11.96% over the past 12 months, compared with -9.21% for OCFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BFC or OCFC?
BFC has the lower trailing P/E at 19.2, versus 20.8 for OCFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank First or OceanFirst Financial?
OceanFirst Financial has the higher yield at 4.86%, compared with 1.32% for Bank First.
Are Bank First and OceanFirst Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.