Bread Financial (BFH) vs Remitly Global (RELY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Bread Financial (BFH) has outperformed Remitly Global (RELY) over the past year, gaining 76.2% versus a gain of 44.9%. Over five years, BFH leads with a +22.5% price change compared with -43.0% for RELY. Remitly Global is the larger company by market cap ($4.85 billion vs $3.75 billion), about 1.3 times the size.
On valuation, Bread Financial trades at a lower forward P/E (7.1x vs 14.2x for Remitly Global). Bread Financial pays a dividend yielding 0.92%, while Remitly Global does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BFH | RELY |
|---|---|---|
| Share price | $97.64 | $22.93 |
| Market cap | $3.75B | $4.85B |
| 1-day change | -0.16% | -1.16% |
| YTD return | +31.89% | +66.16% |
| 1-year return | +76.18% | +44.85% |
| 5-year return | +22.45% | -42.96% |
| P/E ratio (TTM) | 7.58 | 16.62 |
| Forward P/E | 7.12 | 14.20 |
| EPS (TTM) | $12.88 | $1.38 |
| Dividend yield | 0.92% | 0.00% |
| Annual dividend | $0.90 | $0.00 |
| Revenue (latest FY) | — | $1.64B |
| Revenue growth (YoY) | — | +29.37% |
| Net income (latest FY) | — | $67.93M |
| Operating margin | — | 4.74% |
| Net margin | — | 4.15% |
| 52-week high | $114.53 | $27.48 |
| 52-week low | $53.83 | $12.08 |
| Distance from 52-week high | -14.75% | -16.55% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +17.78% | +40.03% |
| Average volume | 558.97K | 3.51M |
| Shares outstanding | 38.42M | 211.68M |
| Employees | 6,000 | 3,200 |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BFH has outperformed RELY by 31.3 percentage points over the past year.
- Remitly Global trades at a higher earnings multiple (16.6x vs 7.6x trailing P/E).
About Bread Financial
BFH stock →Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.
Consumer Discretionary · Business Services · 6,000 employees
About Remitly Global
RELY stock →Remitly Global, Inc., a cross-border payment company engages in the provision of digital financial services in the United States, Canada, and internationally. It offers cross-border remittances and complementary financial services through mobile application and website.
Consumer Discretionary · Business Services · 3,200 employees
BFH vs RELY FAQ
Which is bigger, Bread Financial or Remitly Global?
Remitly Global (RELY) is larger, with a market capitalization of $4.85B compared with $3.75B for Bread Financial (BFH).
Which stock has performed better over the past year, BFH or RELY?
BFH returned +76.18% over the past 12 months, compared with +44.85% for RELY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BFH or RELY?
BFH has the lower trailing P/E at 7.6, versus 16.6 for RELY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bread Financial or Remitly Global?
Bread Financial pays a dividend yielding 0.92%, while Remitly Global does not currently pay a regular dividend.
Are Bread Financial and Remitly Global in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.