MetaCap

Bread Financial Holdings Inc. (BFH)

NYSE: BFHConsumer DiscretionaryBusiness ServicesUSD

97.64-0.16 (-0.16%)

At close: Oct 7, 4:00 PM ET · Delayed 15 min

After hours: 97.64 0.00%

BFH stock chart

Technical analysis

Key statistics

All statistics
EPS (TTM)
$12.90
Dividend yield
0.92% ($0.90)
Ex-dividend date
Aug 31, 2026
52-week range
53.83 – 114.53
Day range
96.77 – 98.40
Volume / Avg
492.71K / 569.99K
Beta
—
Next earnings
Oct 22, 2026

52-week range

$53.83$114.53

BFH stock today

Shares of Bread Financial (BFH) finished lower on Oct 7 at $97.64, a drop of 0.16% or $0.16 per share, versus the S&P 500's 0.22% decline. At this level, BFH sits in the middle of its 52-week range of $53.83 to $114.53: 14.7% below the high, set on Aug 17, 2026 and 81.4% above the low. BFH is up 31.9% year to date, outperforming the S&P 500 (+14.0%). Over the past 12 months, the stock has gained 76.2%.

At 7.6x trailing earnings, Bread Financial trades below the peer-group median of 22.0x. Its forward P/E of 7.1x is lower than the trailing multiple, which means analysts expect earnings to rise over the next year. The company is scheduled to report Sep/2026 results on Oct 22 before the market opens; analysts expect EPS of $3.31. Bread Financial pays an annual dividend of $0.90 per share, a 0.92% yield at the current price.

Summary generated from market data by MetaCap's automated system. Methodology

About Bread Financial

Company profile

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships.

Industry
Business Services
CEO
Mr. Ralph J. Andretta
Headquarters
Columbus, OH
Employees
6,000

Analyst forecast

Forecast

Consensus (17 analysts)

buy

Avg. price target

$115.00+17.78%

  • Strong buy 1
  • Buy 7
  • Hold 8
  • Sell 0
  • Strong sell 1

Target range

Low $86.00High $130.00

Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.

Earnings

Earnings history
Next report
Oct 22, 2026
EPS estimate
$3.31

Dividends

Dividend history
Annual dividend
$0.90
Last payment
$0.23
Ex-dividend date
Aug 31, 2026

BFH news

All BFH news

Bread Financial peers

Consumer Discretionary sector
BFH peer companies
CompanyPrice% ChgMarket capCompare
PAYPaymentus Holdings Inc. Class A31.32-1.23%$3.94Bvs BFH
DLODLocal Limited Class A14.77+1.65%$4.35Bvs BFH
FOURShift4 Payments Inc. Class A38.99+1.27%$3.08Bvs BFH
CBZCBIZ Inc.54.75+0.02%$3.01Bvs BFH
AMTMAmentum Holdings Inc.18.51-1.39%$4.53Bvs BFH
TNETTriNet Group Inc.64.45+2.66%$2.96Bvs BFH
MMSMaximus Inc.55.65+1.77%$2.91Bvs BFH
RELYRemitly Global Inc.22.93-1.16%$4.85Bvs BFH

Indexes, lists and sector

Bread Financial stock FAQ

What is Bread Financial's stock price today?

BFH last traded at $97.64 as of Oct 7, 4:00 PM EDT, down 0.16% on the day. Prices are delayed at least 15 minutes.

Does Bread Financial pay a dividend?

Yes. Bread Financial pays $0.90 per share annually, a 0.92% yield. The most recent dividend of $0.23 had an ex-dividend date of Aug 31, 2026.

When is Bread Financial's next earnings date?

Bread Financial is expected to report earnings on Thursday, October 22, 2026. Analysts expect EPS of $3.31.

What is BFH's P/E ratio?

BFH trades at a trailing P/E ratio of 7.57 and a forward P/E of 7.12, compared with a median of 22.0 for its closest peers.

Who is Bread Financial's CEO?

Mr. Ralph J. Andretta is the chief executive officer of Bread Financial Holdings Inc., which has about 6,000 employees.

Has BFH ever split its stock?

Yes. The most recent BFH stock split was a 1253-for-1000 split on Nov 8, 2021.

What is the BFH 52-week high?

The 52-week high for BFH is $114.53 and the 52-week low is $53.83. The stock is currently 14.7% below its high.

Compare BFH