Bank of New York Mellon (BNY) vs Truist Financial (TFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Bank of New York Mellon (BNY) has outperformed Truist Financial (TFC) over the past year, gaining 33.5% versus a gain of 0.8%. Over five years, BNY leads with a +149.7% price change compared with -25.7% for TFC. Bank of New York Mellon is the larger company by market cap ($96.84 billion vs $55.68 billion), about 1.7 times the size, while Truist Financial is growing revenue faster (+53.0% vs +7.8%).
On valuation, Truist Financial trades at a lower forward P/E (9.1x vs 13.9x for Bank of New York Mellon). Truist Financial offers the higher dividend yield (4.56% vs 1.49%). Bank of New York Mellon converts more of its revenue into profit, with a net margin of 27.6% versus 26.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BNY | TFC |
|---|---|---|
| Share price | $142.72 | $45.58 |
| Market cap | $96.84B | $55.68B |
| 1-day change | -0.70% | -1.45% |
| YTD return | +22.94% | -7.38% |
| 1-year return | +33.47% | +0.84% |
| 5-year return | +149.69% | -25.69% |
| P/E ratio (TTM) | 16.65 | 10.48 |
| Forward P/E | 13.93 | 9.13 |
| EPS (TTM) | $8.57 | $4.35 |
| Dividend yield | 1.49% | 4.56% |
| Annual dividend | $2.12 | $2.08 |
| Revenue (latest FY) | $20.08B | $20.32B |
| Revenue growth (YoY) | +7.85% | +53.03% |
| Net income (latest FY) | $5.55B | $5.31B |
| Net margin | 27.63% | 26.12% |
| 52-week high | $165.84 | $56.20 |
| 52-week low | $103.11 | $40.78 |
| Distance from 52-week high | -13.94% | -18.90% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +14.46% | +19.15% |
| Average volume | 3.39M | 7.32M |
| Shares outstanding | 678.50M | 1.22B |
| Employees | 46,500 | 37,849 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BNY has outperformed TFC by 32.6 percentage points over the past year.
- Bank of New York Mellon trades at a higher earnings multiple (16.7x vs 10.5x trailing P/E).
- Truist Financial offers a meaningfully higher dividend yield (4.56% vs 1.49%).
- Truist Financial grew revenue faster in its latest fiscal year (+53.03% vs +7.85%).
About Bank of New York Mellon
BNY stock →The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and internationally. It operates through Securities Services, Market and Wealth Services, Investment and Wealth Management, and Other segments.
Finance · Major Banks · 46,500 employees
About Truist Financial
TFC stock →Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking.
Finance · Major Banks · 37,849 employees
BNY vs TFC FAQ
Which is bigger, Bank of New York Mellon or Truist Financial?
Bank of New York Mellon (BNY) is larger, with a market capitalization of $96.84B compared with $55.68B for Truist Financial (TFC).
Which stock has performed better over the past year, BNY or TFC?
BNY returned +33.47% over the past 12 months, compared with +0.84% for TFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BNY or TFC?
TFC has the lower trailing P/E at 10.5, versus 16.7 for BNY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of New York Mellon or Truist Financial?
Truist Financial has the higher yield at 4.56%, compared with 1.49% for Bank of New York Mellon.
Are Bank of New York Mellon and Truist Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.