Bogota Financial (BSBK) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Provident Financial (PROV) has outperformed Bogota Financial (BSBK) over the past year, gaining 16.6% versus a gain of 0.2%. Over five years, PROV leads with a +10.1% price change compared with -12.2% for BSBK. Bogota Financial is the larger company by market cap ($115.7 million vs $114.1 million), about 1.0 times the size.
On valuation, Provident Financial trades at a lower forward P/E (14.4x vs 25.9x for Bogota Financial). Provident Financial pays a dividend yielding 3.06%, while Bogota Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BSBK | PROV |
|---|---|---|
| Share price | $9.07 | $18.31 |
| Market cap | $115.75M | $114.14M |
| 1-day change | 0.00% | -0.92% |
| YTD return | +7.34% | +16.15% |
| 1-year return | +0.22% | +16.59% |
| 5-year return | -12.20% | +10.07% |
| P/E ratio (TTM) | 41.23 | 17.78 |
| Forward P/E | 25.91 | 14.42 |
| EPS (TTM) | $0.22 | $1.03 |
| Dividend yield | 0.00% | 3.06% |
| Annual dividend | $0.00 | $0.56 |
| 52-week high | $9.55 | $18.99 |
| 52-week low | $8.10 | $14.95 |
| Distance from 52-week high | -5.03% | -3.58% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +1.04% |
| Average volume | 7.61K | 13.37K |
| Shares outstanding | 12.76M | 6.23M |
| Employees | 56 | 95 |
| Sector | Finance | Finance |
| Industry | Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PROV has outperformed BSBK by 16.4 percentage points over the past year.
- Bogota Financial trades at a higher earnings multiple (41.2x vs 17.8x trailing P/E).
- Provident Financial offers a meaningfully higher dividend yield (3.06% vs 0.00%).
About Bogota Financial
BSBK stock →Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States.
Finance · Banks · 56 employees
About Provident Financial
PROV stock →Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B.
Finance · Savings Institutions · 95 employees
BSBK vs PROV FAQ
Which is bigger, Bogota Financial or Provident Financial?
Bogota Financial (BSBK) is larger, with a market capitalization of $115.75M compared with $114.14M for Provident Financial (PROV).
Which stock has performed better over the past year, BSBK or PROV?
PROV returned +16.59% over the past 12 months, compared with +0.22% for BSBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BSBK or PROV?
PROV has the lower trailing P/E at 17.8, versus 41.2 for BSBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bogota Financial or Provident Financial?
Provident Financial pays a dividend yielding 3.06%, while Bogota Financial does not currently pay a regular dividend.
Are Bogota Financial and Provident Financial in the same industry?
Both are in the Finance sector, but in different industries: Banks for Bogota Financial and Savings Institutions for Provident Financial.