Magyar Bancorp (MGYR) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Provident Financial (PROV) has outperformed Magyar Bancorp (MGYR) over the past year, gaining 16.6% versus a gain of 11.3%. Over five years, MGYR leads with a +65.3% price change compared with +10.1% for PROV. Magyar Bancorp is the larger company by market cap ($123.2 million vs $114.2 million), about 1.1 times the size.
On valuation, Magyar Bancorp trades at a lower trailing P/E (10.2x vs 17.8x for Provident Financial). Provident Financial offers the higher dividend yield (3.06% vs 1.68%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MGYR | PROV |
|---|---|---|
| Share price | $19.08 | $18.33 |
| Market cap | $123.17M | $114.24M |
| 1-day change | 0.00% | -0.84% |
| YTD return | +10.42% | +16.15% |
| 1-year return | +11.25% | +16.59% |
| 5-year return | +65.34% | +10.07% |
| P/E ratio (TTM) | 10.20 | 17.79 |
| Forward P/E | — | 14.43 |
| EPS (TTM) | $1.87 | $1.03 |
| Dividend yield | 1.68% | 3.06% |
| Annual dividend | $0.32 | $0.56 |
| 52-week high | $20.00 | $18.99 |
| 52-week low | $16.03 | $14.95 |
| Distance from 52-week high | -4.60% | -3.50% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +0.95% |
| Average volume | 2.78K | 13.37K |
| Shares outstanding | 6.46M | 6.23M |
| Employees | 91 | 95 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Provident Financial trades at a higher earnings multiple (17.8x vs 10.2x trailing P/E).
- Provident Financial offers a meaningfully higher dividend yield (3.06% vs 1.68%).
About Magyar Bancorp
MGYR stock →Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States.
Finance · Savings Institutions · 91 employees
About Provident Financial
PROV stock →Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B.
Finance · Savings Institutions · 95 employees
MGYR vs PROV FAQ
Which is bigger, Magyar Bancorp or Provident Financial?
Magyar Bancorp (MGYR) is larger, with a market capitalization of $123.17M compared with $114.24M for Provident Financial (PROV).
Which stock has performed better over the past year, MGYR or PROV?
PROV returned +16.59% over the past 12 months, compared with +11.25% for MGYR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MGYR or PROV?
MGYR has the lower trailing P/E at 10.2, versus 17.8 for PROV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Magyar Bancorp or Provident Financial?
Provident Financial has the higher yield at 3.06%, compared with 1.68% for Magyar Bancorp.
Are Magyar Bancorp and Provident Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.