Sierra Bancorp (BSRR) vs ChoiceOne Financial Services (COFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Sierra Bancorp (BSRR) has outperformed ChoiceOne Financial Services (COFS) over the past year, gaining 37.2% versus a gain of 16.1%. Over five years, BSRR leads with a +61.4% price change compared with +32.8% for COFS. Sierra Bancorp is the larger company by market cap ($514.9 million vs $493.8 million), about 1.0 times the size.
On valuation, ChoiceOne Financial Services trades at a lower forward P/E (8.9x vs 10.5x for Sierra Bancorp). ChoiceOne Financial Services offers the higher dividend yield (3.48% vs 2.62%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BSRR | COFS |
|---|---|---|
| Share price | $39.72 | $33.02 |
| Market cap | $514.91M | $493.83M |
| 1-day change | +1.02% | -0.21% |
| YTD return | +20.32% | +12.09% |
| 1-year return | +37.24% | +16.15% |
| 5-year return | +61.41% | +32.84% |
| P/E ratio (TTM) | 11.68 | 9.00 |
| Forward P/E | 10.46 | 8.87 |
| EPS (TTM) | $3.40 | $3.67 |
| Dividend yield | 2.62% | 3.48% |
| Annual dividend | $1.04 | $1.15 |
| 52-week high | $43.13 | $35.40 |
| 52-week low | $26.49 | $26.10 |
| Distance from 52-week high | -7.91% | -6.72% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +8.26% | +12.05% |
| Average volume | 56.07K | 80.08K |
| Shares outstanding | 12.96M | 14.96M |
| Employees | 452 | 577 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BSRR has outperformed COFS by 21.1 percentage points over the past year.
- Sierra Bancorp trades at a higher earnings multiple (11.7x vs 9.0x trailing P/E).
About Sierra Bancorp
BSRR stock →Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts.
Finance · Major Banks · 452 employees
About ChoiceOne Financial Services
COFS stock →ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan.
Finance · Major Banks · 577 employees
BSRR vs COFS FAQ
Which is bigger, Sierra Bancorp or ChoiceOne Financial Services?
Sierra Bancorp (BSRR) is larger, with a market capitalization of $514.91M compared with $493.83M for ChoiceOne Financial Services (COFS).
Which stock has performed better over the past year, BSRR or COFS?
BSRR returned +37.24% over the past 12 months, compared with +16.15% for COFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BSRR or COFS?
COFS has the lower trailing P/E at 9.0, versus 11.7 for BSRR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Sierra Bancorp or ChoiceOne Financial Services?
ChoiceOne Financial Services has the higher yield at 3.48%, compared with 2.62% for Sierra Bancorp.
Are Sierra Bancorp and ChoiceOne Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.