Sierra Bancorp (BSRR) vs Ponce Financial Group (PDLB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Ponce Financial Group (PDLB) has outperformed Sierra Bancorp (BSRR) over the past year, gaining 37.7% versus a gain of 37.2%. Over five years, PDLB leads with a +92.1% price change compared with +61.4% for BSRR. Sierra Bancorp is the larger company by market cap ($514.9 million vs $488.4 million), about 1.1 times the size.
On valuation, Sierra Bancorp trades at a lower forward P/E (10.5x vs 11.4x for Ponce Financial Group). Sierra Bancorp pays a dividend yielding 2.62%, while Ponce Financial Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BSRR | PDLB |
|---|---|---|
| Share price | $39.72 | $20.19 |
| Market cap | $514.91M | $488.35M |
| 1-day change | +1.02% | +0.55% |
| YTD return | +20.32% | +22.81% |
| 1-year return | +37.24% | +37.72% |
| 5-year return | +61.41% | +92.12% |
| P/E ratio (TTM) | 11.68 | 14.32 |
| Forward P/E | 10.46 | 11.41 |
| EPS (TTM) | $3.40 | $1.41 |
| Dividend yield | 2.62% | 0.00% |
| Annual dividend | $1.04 | $0.00 |
| 52-week high | $43.13 | $21.10 |
| 52-week low | $26.49 | $13.91 |
| Distance from 52-week high | -7.91% | -4.31% |
| Analyst consensus | hold | none |
| Avg. price target upside | +8.26% | +18.87% |
| Average volume | 56.07K | 75.03K |
| Shares outstanding | 12.96M | 24.19M |
| Employees | 452 | 229 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Sierra Bancorp offers a meaningfully higher dividend yield (2.62% vs 0.00%).
About Sierra Bancorp
BSRR stock →Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts.
Finance · Major Banks · 452 employees
About Ponce Financial Group
PDLB stock →Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services.
Finance · Savings Institutions · 229 employees
BSRR vs PDLB FAQ
Which is bigger, Sierra Bancorp or Ponce Financial Group?
Sierra Bancorp (BSRR) is larger, with a market capitalization of $514.91M compared with $488.35M for Ponce Financial Group (PDLB).
Which stock has performed better over the past year, BSRR or PDLB?
PDLB returned +37.72% over the past 12 months, compared with +37.24% for BSRR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BSRR or PDLB?
BSRR has the lower trailing P/E at 11.7, versus 14.3 for PDLB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Sierra Bancorp or Ponce Financial Group?
Sierra Bancorp pays a dividend yielding 2.62%, while Ponce Financial Group does not currently pay a regular dividend.
Are Sierra Bancorp and Ponce Financial Group in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Sierra Bancorp and Savings Institutions for Ponce Financial Group.