Sierra Bancorp (BSRR) vs Farmers & Merchants Bancorp (FMAO)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Farmers & Merchants Bancorp (FMAO) has outperformed Sierra Bancorp (BSRR) over the past year, gaining 40.9% versus a gain of 37.3%. Over five years, BSRR leads with a +63.1% price change compared with +45.1% for FMAO. Sierra Bancorp is the larger company by market cap ($504.3 million vs $475.9 million), about 1.1 times the size.
On valuation, Sierra Bancorp trades at a lower forward P/E (10.2x vs 10.6x for Farmers & Merchants Bancorp). Sierra Bancorp offers the higher dividend yield (2.67% vs 2.66%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BSRR | FMAO |
|---|---|---|
| Share price | $38.91 | $34.55 |
| Market cap | $504.34M | $475.86M |
| 1-day change | -2.05% | -1.45% |
| YTD return | +19.05% | +39.77% |
| 1-year return | +37.28% | +40.91% |
| 5-year return | +63.05% | +45.11% |
| P/E ratio (TTM) | 11.68 | 11.87 |
| Forward P/E | 10.24 | 10.57 |
| EPS (TTM) | $3.33 | $2.91 |
| Dividend yield | 2.67% | 2.66% |
| Annual dividend | $1.04 | $0.918 |
| 52-week high | $43.13 | $36.12 |
| 52-week low | $26.49 | $22.77 |
| Distance from 52-week high | -9.80% | -4.35% |
| Analyst consensus | hold | none |
| Avg. price target upside | +10.53% | +4.20% |
| Average volume | 56.31K | 63.45K |
| Shares outstanding | 12.96M | 13.77M |
| Employees | 452 | 477 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About Sierra Bancorp
BSRR stock →Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts.
Finance · Major Banks · 452 employees
About Farmers & Merchants Bancorp
FMAO stock →Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan.
Finance · Savings Institutions · 477 employees
BSRR vs FMAO FAQ
Which is bigger, Sierra Bancorp or Farmers & Merchants Bancorp?
Sierra Bancorp (BSRR) is larger, with a market capitalization of $504.34M compared with $475.86M for Farmers & Merchants Bancorp (FMAO).
Which stock has performed better over the past year, BSRR or FMAO?
FMAO returned +40.91% over the past 12 months, compared with +37.28% for BSRR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BSRR or FMAO?
BSRR has the lower trailing P/E at 11.7, versus 11.9 for FMAO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Sierra Bancorp or Farmers & Merchants Bancorp?
Sierra Bancorp has the higher yield at 2.67%, compared with 2.66% for Farmers & Merchants Bancorp.
Are Sierra Bancorp and Farmers & Merchants Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Sierra Bancorp and Savings Institutions for Farmers & Merchants Bancorp.