MetaCap

Bridgewater Bancshares (BWB) vs Civista Bancshares (CIVB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Civista Bancshares (CIVB) has outperformed Bridgewater Bancshares (BWB) over the past year, gaining 27.3% versus a gain of 14.7%. Over five years, BWB leads with a +13.3% price change compared with +5.1% for CIVB. Bridgewater Bancshares is the larger company by market cap ($568.3 million vs $560.2 million), about 1.0 times the size.

On valuation, Civista Bancshares trades at a lower forward P/E (9.2x vs 9.7x for Bridgewater Bancshares). Civista Bancshares pays a dividend yielding 2.60%, while Bridgewater Bancshares does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BWB+14.70%CIVB+27.27%
+43%+16%-11%
Oct 7, 20251 yearOct 7, 2026
BWB+11.53%CIVB+6.40%
+27%-16%-59%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BWB versus CIVB key metrics
MetricBWBCIVB
Share price$20.38$26.94
Market cap$568.27M$560.20M
1-day change+0.84%+1.28%
YTD return+15.29%+19.71%
1-year return+14.70%+27.27%
5-year return+13.35%+5.14%
P/E ratio (TTM)11.0810.01
Forward P/E9.749.24
EPS (TTM)$1.84$2.69
Dividend yield0.00%2.60%
Annual dividend$0.00$0.70
52-week high$22.62$29.97
52-week low$16.06$19.82
Distance from 52-week high-9.90%-10.11%
Analyst consensusstrong_buybuy
Avg. price target upside+17.76%+14.14%
Average volume142.22K139.39K
Shares outstanding27.88M20.79M
Employees355548
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CIVB has outperformed BWB by 12.6 percentage points over the past year.
  • Civista Bancshares offers a meaningfully higher dividend yield (2.60% vs 0.00%).

About Bridgewater Bancshares

BWB stock →

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States.

Finance · Major Banks · 355 employees

About Civista Bancshares

CIVB stock →

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States.

Finance · Major Banks · 548 employees

BWB vs CIVB FAQ

Which is bigger, Bridgewater Bancshares or Civista Bancshares?

Bridgewater Bancshares (BWB) is larger, with a market capitalization of $568.27M compared with $560.20M for Civista Bancshares (CIVB).

Which stock has performed better over the past year, BWB or CIVB?

CIVB returned +27.27% over the past 12 months, compared with +14.70% for BWB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, BWB or CIVB?

CIVB has the lower trailing P/E at 10.0, versus 11.1 for BWB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Bridgewater Bancshares or Civista Bancshares?

Civista Bancshares pays a dividend yielding 2.60%, while Bridgewater Bancshares does not currently pay a regular dividend.

Are Bridgewater Bancshares and Civista Bancshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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