Civista Bancshares (CIVB) vs Unity Bancorp (UNTY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Civista Bancshares (CIVB) has outperformed Unity Bancorp (UNTY) over the past year, gaining 27.3% versus a gain of 8.2%. Over five years, UNTY leads with a +115.1% price change compared with +4.4% for CIVB. Civista Bancshares is the larger company by market cap ($549.2 million vs $545.6 million), about 1.0 times the size.
On valuation, Unity Bancorp trades at a lower forward P/E (8.6x vs 9.1x for Civista Bancshares). Civista Bancshares offers the higher dividend yield (2.65% vs 1.14%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CIVB | UNTY |
|---|---|---|
| Share price | $26.41 | $54.33 |
| Market cap | $549.18M | $545.61M |
| 1-day change | -1.97% | -1.67% |
| YTD return | +18.86% | +5.05% |
| 1-year return | +27.34% | +8.18% |
| 5-year return | +4.39% | +115.08% |
| P/E ratio (TTM) | 9.82 | 9.45 |
| Forward P/E | 9.06 | 8.59 |
| EPS (TTM) | $2.69 | $5.75 |
| Dividend yield | 2.65% | 1.14% |
| Annual dividend | $0.70 | $0.62 |
| 52-week high | $29.97 | $62.50 |
| 52-week low | $19.82 | $44.34 |
| Distance from 52-week high | -11.88% | -13.07% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +17.08% | +26.17% |
| Average volume | 139.60K | 59.50K |
| Shares outstanding | 20.79M | 10.04M |
| Employees | 548 | 249 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CIVB has outperformed UNTY by 19.2 percentage points over the past year.
- Civista Bancshares offers a meaningfully higher dividend yield (2.65% vs 1.14%).
About Civista Bancshares
CIVB stock →Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States.
Finance · Major Banks · 548 employees
About Unity Bancorp
UNTY stock →Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services.
Finance · Major Banks · 249 employees
CIVB vs UNTY FAQ
Which is bigger, Civista Bancshares or Unity Bancorp?
Civista Bancshares (CIVB) is larger, with a market capitalization of $549.18M compared with $545.61M for Unity Bancorp (UNTY).
Which stock has performed better over the past year, CIVB or UNTY?
CIVB returned +27.34% over the past 12 months, compared with +8.18% for UNTY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CIVB or UNTY?
UNTY has the lower trailing P/E at 9.4, versus 9.8 for CIVB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Civista Bancshares or Unity Bancorp?
Civista Bancshares has the higher yield at 2.65%, compared with 1.14% for Unity Bancorp.
Are Civista Bancshares and Unity Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.