Byline Bancorp (BY) vs German American Bancorp (GABC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Byline Bancorp (BY) has outperformed German American Bancorp (GABC) over the past year, gaining 33.8% versus a gain of 25.9%. Over five years, BY leads with a +50.2% price change compared with +25.6% for GABC. German American Bancorp is the larger company by market cap ($1.83 billion vs $1.67 billion), about 1.1 times the size.
On valuation, Byline Bancorp trades at a lower forward P/E (10.5x vs 11.8x for German American Bancorp). German American Bancorp offers the higher dividend yield (2.50% vs 1.19%). Byline Bancorp converts more of its revenue into profit, with a net margin of 29.1% versus 23.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BY | GABC |
|---|---|---|
| Share price | $36.88 | $48.82 |
| Market cap | $1.67B | $1.83B |
| 1-day change | +0.85% | +0.85% |
| YTD return | +26.52% | +24.60% |
| 1-year return | +33.82% | +25.92% |
| 5-year return | +50.25% | +25.57% |
| P/E ratio (TTM) | 11.11 | 12.85 |
| Forward P/E | 10.52 | 11.84 |
| EPS (TTM) | $3.32 | $3.80 |
| Dividend yield | 1.19% | 2.50% |
| Annual dividend | $0.44 | $1.22 |
| Revenue (latest FY) | $446.27M | $487.40M |
| Revenue growth (YoY) | +9.68% | +37.80% |
| Net income (latest FY) | $130.05M | $112.64M |
| Net margin | 29.14% | 23.11% |
| 52-week high | $40.03 | $52.23 |
| 52-week low | $25.57 | $37.19 |
| Distance from 52-week high | -7.87% | -6.53% |
| Analyst consensus | none | none |
| Avg. price target upside | +17.14% | +15.12% |
| Average volume | 263.61K | 144.57K |
| Shares outstanding | 45.19M | 37.58M |
| Employees | 1,018 | 984 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- German American Bancorp offers a meaningfully higher dividend yield (2.50% vs 1.19%).
- Byline Bancorp is more profitable, keeping 29.1 cents of every revenue dollar as net income versus 23.1 cents for German American Bancorp.
- German American Bancorp grew revenue faster in its latest fiscal year (+37.80% vs +9.68%).
About Byline Bancorp
BY stock →Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States.
Finance · Major Banks · 1,018 employees
About German American Bancorp
GABC stock →German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services.
Finance · Major Banks · 984 employees
BY vs GABC FAQ
Which is bigger, Byline Bancorp or German American Bancorp?
German American Bancorp (GABC) is larger, with a market capitalization of $1.83B compared with $1.67B for Byline Bancorp (BY).
Which stock has performed better over the past year, BY or GABC?
BY returned +33.82% over the past 12 months, compared with +25.92% for GABC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BY or GABC?
BY has the lower trailing P/E at 11.1, versus 12.8 for GABC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Byline Bancorp or German American Bancorp?
German American Bancorp has the higher yield at 2.50%, compared with 1.19% for Byline Bancorp.
Are Byline Bancorp and German American Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.