MetaCap

Capital One Financial (COF) vs JP Morgan Chase (JPM)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

JP Morgan Chase (JPM) has outperformed Capital One Financial (COF) over the past year, gaining 7.1% versus a loss of 8.3%. Over five years, JPM leads with a +97.8% price change compared with +16.3% for COF. JP Morgan Chase is the larger company by market cap ($876.08 billion vs $120.19 billion), about 7.3 times the size, while Capital One Financial is growing revenue faster (+36.6% vs +2.8%).

On valuation, Capital One Financial trades at a lower forward P/E (8.2x vs 13.2x for JP Morgan Chase). JP Morgan Chase offers the higher dividend yield (1.82% vs 1.53%). JP Morgan Chase converts more of its revenue into profit, with a net margin of 31.3% versus 4.6%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

COF-8.32%JPM+7.11%
+23%+2%-20%
Oct 7, 20251 yearOct 7, 2026
COF+16.06%JPM+93.62%
+121%+32%-57%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

COF versus JPM key metrics
MetricCOFJPM
Share price$195.91$329.58
Market cap$120.19B$876.08B
1-day change+0.05%-0.51%
YTD return-19.17%+2.28%
1-year return-8.32%+7.11%
5-year return+16.35%+97.82%
P/E ratio (TTM)12.5814.19
Forward P/E8.2413.17
EPS (TTM)$15.57$23.22
Dividend yield1.53%1.82%
Annual dividend$3.00$6.00
Revenue (latest FY)$53.43B$182.45B
Revenue growth (YoY)+36.62%+2.75%
Net income (latest FY)$2.45B$57.05B
Net margin4.59%31.27%
52-week high$259.64$366.50
52-week low$174.24$279.10
Distance from 52-week high-24.55%-10.07%
Analyst consensusbuybuy
Avg. price target upside+31.28%+13.12%
Average volume3.63M7.42M
Shares outstanding613.48M2.66B
Employees78,400320,560
SectorFinancial ServicesFinance
IndustryCredit ServicesMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • JP Morgan Chase is about 7.3 times larger than Capital One Financial by market value ($876.08B vs $120.19B).
  • JPM has outperformed COF by 15.4 percentage points over the past year.
  • JP Morgan Chase is more profitable, keeping 31.3 cents of every revenue dollar as net income versus 4.6 cents for Capital One Financial.
  • Capital One Financial grew revenue faster in its latest fiscal year (+36.62% vs +2.75%).
  • The two companies sit in different sectors: Capital One Financial in Financial Services and JP Morgan Chase in Finance.

About Capital One Financial

COF stock →

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.

Financial Services · Credit Services · 78,400 employees

About JP Morgan Chase

JPM stock →

JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean.

Finance · Major Banks · 320,560 employees

COF vs JPM FAQ

Which is bigger, Capital One Financial or JP Morgan Chase?

JP Morgan Chase (JPM) is larger, with a market capitalization of $876.08B compared with $120.19B for Capital One Financial (COF).

Which stock has performed better over the past year, COF or JPM?

JPM returned +7.11% over the past 12 months, compared with -8.32% for COF (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, COF or JPM?

COF has the lower trailing P/E at 12.6, versus 14.2 for JPM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Capital One Financial or JP Morgan Chase?

JP Morgan Chase has the higher yield at 1.82%, compared with 1.53% for Capital One Financial.

Are Capital One Financial and JP Morgan Chase in the same industry?

No. Capital One Financial is in the Financial Services sector, while JP Morgan Chase is in Finance.

More comparisons