Credit Acceptance (CACC) vs Riot Platforms (RIOT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Credit Acceptance (CACC) has outperformed Riot Platforms (RIOT) over the past year, gaining 5.8% versus a loss of 23.4%. Over five years, CACC leads with a -11.7% price change compared with -39.5% for RIOT. Riot Platforms is the larger company by market cap ($6.32 billion vs $5.63 billion), about 1.1 times the size.
Credit Acceptance converts more of its revenue into profit, with a net margin of 18.3% versus -102.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CACC | RIOT |
|---|---|---|
| Share price | $542.82 | $16.84 |
| Market cap | $5.63B | $6.32B |
| 1-day change | +1.93% | -9.17% |
| YTD return | +22.41% | +32.91% |
| 1-year return | +5.78% | -23.42% |
| 5-year return | -11.71% | -39.53% |
| P/E ratio (TTM) | 11.97 | — |
| Forward P/E | 9.84 | — |
| EPS (TTM) | $45.35 | $-3.89 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $2.32B | $647.43M |
| Revenue growth (YoY) | +7.16% | +71.89% |
| Net income (latest FY) | $423.90M | $-663.18M |
| Operating margin | — | -96.10% |
| Net margin | 18.29% | -102.43% |
| 52-week high | $668.86 | $30.32 |
| 52-week low | $401.90 | $11.50 |
| Distance from 52-week high | -18.84% | -44.46% |
| Analyst consensus | hold | strong_buy |
| Avg. price target upside | +16.67% | +87.29% |
| Average volume | 122.39K | 18.46M |
| Shares outstanding | 10.38M | 375.26M |
| Employees | 2,314 | 816 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CACC has outperformed RIOT by 29.2 percentage points over the past year.
- Credit Acceptance is more profitable, keeping 18.3 cents of every revenue dollar as net income versus -102.4 cents for Riot Platforms.
- Riot Platforms grew revenue faster in its latest fiscal year (+71.89% vs +7.16%).
About Credit Acceptance
CACC stock →Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers.
Finance · Finance: Consumer Services · 2,314 employees
About Riot Platforms
RIOT stock →Riot Platforms, Inc., together with its subsidiaries, operates as a Bitcoin mining company in the United States. It operates in two segments, Bitcoin Mining and Engineering.
Finance · Finance: Consumer Services · 816 employees
CACC vs RIOT FAQ
Which is bigger, Credit Acceptance or Riot Platforms?
Riot Platforms (RIOT) is larger, with a market capitalization of $6.32B compared with $5.63B for Credit Acceptance (CACC).
Which stock has performed better over the past year, CACC or RIOT?
CACC returned +5.78% over the past 12 months, compared with -23.42% for RIOT (price return, excluding dividends). Past performance does not predict future results.
Are Credit Acceptance and Riot Platforms in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.