Credit Acceptance Corporation (CACC)
NASDAQ: CACCFinanceFinance: Consumer ServicesUSD
At close: Oct 7, 4:00 PM ET · Delayed 15 min
CACC stock chart
Technical analysisKey statistics
All statistics- Market cap
- $5.53B
- P/E (TTM)
- 11.74
- Forward P/E
- 9.65
- EPS (TTM)
- $45.35
- Dividend yield
- None
- 52-week range
- 401.90 – 668.86
- Day range
- 522.29 – 537.41
- Volume / Avg
- 81.01K / 123.45K
- Beta
- —
- Shares outstanding
- 10.38M
- Next earnings
- Oct 29, 2026
52-week range
CACC stock today
Credit Acceptance (CACC) closed at $532.55 on Oct 7, down 0.75% (-$4.03), versus the S&P 500's 0.22% decline. At this level, CACC sits in the middle of its 52-week range of $401.90 to $668.86: 20.4% below the high, set on Jul 6, 2026 and 32.5% above the low. CACC is up 20.1% year to date, outperforming the S&P 500 (+14.0%). Over the past 12 months, the stock has gained 8.0%.
At 11.7x trailing earnings, Credit Acceptance trades below the peer-group median of 14.3x. Its forward P/E of 9.7x is lower than the trailing multiple, which means analysts expect earnings to rise over the next year. The company is scheduled to report Sep/2026 results on Oct 29.
Summary generated from market data by MetaCap's automated system. Methodology
About Credit Acceptance
Company profileCredit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company.
- Sector
- Finance
- Industry
- Finance: Consumer Services
- CEO
- Mr. Vinayak R. Hegde
- Headquarters
- Southfield, MI
- Employees
- 2,314
- IPO year
- 1992
- Website
- creditacceptance.com
Financial highlights
Full financialsIn fiscal 2025, Credit Acceptance generated $2.32 billion in revenue, up 7.2% from fiscal 2024, its 3rd consecutive year of revenue growth. Net income was $423.9 million (+71.0% year over year), for a net margin of 18.3% versus a median of 25.2% in the prior 5 years. Diluted earnings per share came in at $36.38, up from $19.88.
| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Revenue | $2.32B | $2.16B | $1.90B | $1.83B | $1.86B |
| Growth | +7.16% | +13.70% | +3.79% | -1.27% | +11.18% |
| Net income | $423.90M | $247.90M | $286.10M | $535.80M | $958.30M |
| EPS (diluted) | $36.38 | $19.88 | $21.99 | $39.32 | $59.52 |
Analyst forecast
ForecastConsensus (3 analysts)
hold
Avg. price target
$633.33+18.92%
- Strong buy 0
- Buy 0
- Hold 3
- Sell 0
- Strong sell 0
Target range
Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.
Earnings
Earnings history- Next report
- Oct 29, 2026
- Last reported (Q2 2026)
- Aug 4, 2026
- EPS actual vs est.
- $12.66 vs —
CACC news
All CACC newsCredit Acceptance peers
Finance sector| Company | Price | % Chg | Market cap | Compare |
|---|---|---|---|---|
| CORZCore Scientific Inc. | 15.94 | -4.44% | $5.12B | vs CACC |
| CIFRCipher Digital Inc. | 14.56 | -6.06% | $6.04B | vs CACC |
| KLARKlarna Group plc | 13.25 | 0.00% | $5.02B | vs CACC |
| FIGRFigure Technology Solutions Inc. Class A | 27.68 | +1.21% | $6.21B | vs CACC |
| BLSHBullish | 31.82 | -4.67% | $4.83B | vs CACC |
| OMFOneMain Holdings Inc. | 56.07 | -0.20% | $6.45B | vs CACC |
| ENVAEnova International Inc. | 184.12 | +0.68% | $4.58B | vs CACC |
| NNINelnet Inc. | 124.52 | +0.16% | $4.46B | vs CACC |
Indexes, lists and sector
Credit Acceptance stock FAQ
What is Credit Acceptance's stock price today?
CACC last traded at $532.55 as of Oct 7, 4:00 PM EDT, down 0.75% on the day. Prices are delayed at least 15 minutes.
Does Credit Acceptance pay a dividend?
No. Credit Acceptance does not currently pay a regular cash dividend.
When is Credit Acceptance's next earnings date?
Credit Acceptance is expected to report earnings on Thursday, October 29, 2026.
What is CACC's P/E ratio?
CACC trades at a trailing P/E ratio of 11.74 and a forward P/E of 9.65, compared with a median of 14.3 for its closest peers.
Who is Credit Acceptance's CEO?
Mr. Vinayak R. Hegde is the chief executive officer of Credit Acceptance Corporation, which has about 2,314 employees.
Has CACC ever split its stock?
Yes. The most recent CACC stock split was a 2-for-1 split on Dec 21, 1994, one of 3 splits on record.
What is the CACC 52-week high?
The 52-week high for CACC is $668.86 and the 52-week low is $401.90. The stock is currently 20.4% below its high.