Carter Bankshares (CARE) vs VersaBank (VBNK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
VersaBank (VBNK) has outperformed Carter Bankshares (CARE) over the past year, gaining 78.8% versus a gain of 56.9%. Over five years, CARE leads with a +108.0% price change compared with +86.1% for VBNK. Carter Bankshares is the larger company by market cap ($703.9 million vs $697.3 million), about 1.0 times the size.
On valuation, VersaBank trades at a lower forward P/E (11.0x vs 11.7x for Carter Bankshares). Carter Bankshares offers the higher dividend yield (0.33% vs 0.12%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CARE | VBNK |
|---|---|---|
| Share price | $30.39 | $21.51 |
| Market cap | $703.89M | $697.33M |
| 1-day change | -0.27% | -1.61% |
| YTD return | +54.98% | +46.06% |
| 1-year return | +56.90% | +78.76% |
| 5-year return | +107.99% | +86.05% |
| P/E ratio (TTM) | 5.24 | 28.30 |
| Forward P/E | 11.69 | 10.96 |
| EPS (TTM) | $5.80 | $0.76 |
| Dividend yield | 0.33% | 0.12% |
| Annual dividend | $0.10 | $0.025 |
| 52-week high | $36.06 | $25.05 |
| 52-week low | $16.78 | $11.25 |
| Distance from 52-week high | -15.73% | -14.13% |
| Analyst consensus | none | buy |
| Avg. price target upside | +15.44% | +18.55% |
| Average volume | 321.95K | 124.22K |
| Shares outstanding | 23.16M | 32.42M |
| Employees | 687 | 131 |
| Sector | Finance | Finance |
| Industry | Major Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VBNK has outperformed CARE by 21.9 percentage points over the past year.
- VersaBank trades at a higher earnings multiple (28.3x vs 5.2x trailing P/E).
About Carter Bankshares
CARE stock →Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States.
Finance · Major Banks · 687 employees
About VersaBank
VBNK stock →VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.
Finance · Commercial Banks · 131 employees
CARE vs VBNK FAQ
Which is bigger, Carter Bankshares or VersaBank?
Carter Bankshares (CARE) is larger, with a market capitalization of $703.89M compared with $697.33M for VersaBank (VBNK).
Which stock has performed better over the past year, CARE or VBNK?
VBNK returned +78.76% over the past 12 months, compared with +56.90% for CARE (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CARE or VBNK?
CARE has the lower trailing P/E at 5.2, versus 28.3 for VBNK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Carter Bankshares or VersaBank?
Carter Bankshares has the higher yield at 0.33%, compared with 0.12% for VersaBank.
Are Carter Bankshares and VersaBank in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Carter Bankshares and Commercial Banks for VersaBank.