Carter Bankshares (CARE) vs Peoples Financial Services (PFIS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Carter Bankshares (CARE) has outperformed Peoples Financial Services (PFIS) over the past year, gaining 56.9% versus a gain of 45.9%. Over five years, CARE leads with a +108.0% price change compared with +51.0% for PFIS. Carter Bankshares is the larger company by market cap ($699.1 million vs $671.2 million), about 1.0 times the size.
On valuation, Peoples Financial Services trades at a lower forward P/E (9.3x vs 11.6x for Carter Bankshares). Peoples Financial Services offers the higher dividend yield (3.71% vs 0.33%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CARE | PFIS |
|---|---|---|
| Share price | $30.18 | $67.06 |
| Market cap | $699.09M | $671.25M |
| 1-day change | -0.95% | -2.91% |
| YTD return | +54.98% | +41.79% |
| 1-year return | +56.90% | +45.89% |
| 5-year return | +107.99% | +50.96% |
| P/E ratio (TTM) | 5.20 | 11.87 |
| Forward P/E | 11.61 | 9.31 |
| EPS (TTM) | $5.80 | $5.65 |
| Dividend yield | 0.33% | 3.71% |
| Annual dividend | $0.10 | $2.49 |
| 52-week high | $36.06 | $73.37 |
| 52-week low | $16.78 | $43.64 |
| Distance from 52-week high | -16.31% | -8.61% |
| Analyst consensus | none | none |
| Avg. price target upside | +16.24% | +9.61% |
| Average volume | 321.95K | 55.28K |
| Shares outstanding | 23.16M | 10.01M |
| Employees | 687 | 547 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CARE has outperformed PFIS by 11.0 percentage points over the past year.
- Peoples Financial Services trades at a higher earnings multiple (11.9x vs 5.2x trailing P/E).
- Peoples Financial Services offers a meaningfully higher dividend yield (3.71% vs 0.33%).
About Carter Bankshares
CARE stock →Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States.
Finance · Major Banks · 687 employees
About Peoples Financial Services
PFIS stock →Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York.
Finance · Major Banks · 547 employees
CARE vs PFIS FAQ
Which is bigger, Carter Bankshares or Peoples Financial Services?
Carter Bankshares (CARE) is larger, with a market capitalization of $699.09M compared with $671.25M for Peoples Financial Services (PFIS).
Which stock has performed better over the past year, CARE or PFIS?
CARE returned +56.90% over the past 12 months, compared with +45.89% for PFIS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CARE or PFIS?
CARE has the lower trailing P/E at 5.2, versus 11.9 for PFIS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Carter Bankshares or Peoples Financial Services?
Peoples Financial Services has the higher yield at 3.71%, compared with 0.33% for Carter Bankshares.
Are Carter Bankshares and Peoples Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.