Pathward Financial (CASH) vs HBT Financial (HBT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
HBT Financial (HBT) has outperformed Pathward Financial (CASH) over the past year, gaining 44.7% versus a loss of 3.1%. Over five years, HBT leads with a +108.1% price change compared with +18.7% for CASH. Pathward Financial is the larger company by market cap ($1.49 billion vs $1.27 billion), about 1.2 times the size.
On valuation, Pathward Financial trades at a lower forward P/E (7.5x vs 10.1x for HBT Financial). HBT Financial offers the higher dividend yield (2.52% vs 0.28%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CASH | HBT |
|---|---|---|
| Share price | $71.87 | $34.95 |
| Market cap | $1.49B | $1.27B |
| 1-day change | -0.31% | -1.63% |
| YTD return | +1.54% | +37.45% |
| 1-year return | -3.14% | +44.67% |
| 5-year return | +18.67% | +108.14% |
| P/E ratio (TTM) | 8.99 | 14.87 |
| Forward P/E | 7.45 | 10.10 |
| EPS (TTM) | $7.99 | $2.35 |
| Dividend yield | 0.28% | 2.52% |
| Annual dividend | $0.20 | $0.88 |
| Revenue (latest FY) | $839.89M | — |
| Revenue growth (YoY) | +5.33% | — |
| Net income (latest FY) | $185.87M | — |
| Net margin | 22.13% | — |
| 52-week high | $101.26 | $37.51 |
| 52-week low | $65.87 | $22.36 |
| Distance from 52-week high | -29.02% | -6.82% |
| Analyst consensus | none | buy |
| Avg. price target upside | +40.53% | +15.02% |
| Average volume | 220.94K | 135.07K |
| Shares outstanding | 20.77M | 36.37M |
| Employees | 1,196 | 826 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HBT has outperformed CASH by 47.8 percentage points over the past year.
- HBT Financial trades at a higher earnings multiple (14.9x vs 9.0x trailing P/E).
- HBT Financial offers a meaningfully higher dividend yield (2.52% vs 0.28%).
About Pathward Financial
CASH stock →Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States.
Finance · Major Banks · 1,196 employees
About HBT Financial
HBT stock →HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa.
Finance · Major Banks · 826 employees
CASH vs HBT FAQ
Which is bigger, Pathward Financial or HBT Financial?
Pathward Financial (CASH) is larger, with a market capitalization of $1.49B compared with $1.27B for HBT Financial (HBT).
Which stock has performed better over the past year, CASH or HBT?
HBT returned +44.67% over the past 12 months, compared with -3.14% for CASH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CASH or HBT?
CASH has the lower trailing P/E at 9.0, versus 14.9 for HBT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Pathward Financial or HBT Financial?
HBT Financial has the higher yield at 2.52%, compared with 0.28% for Pathward Financial.
Are Pathward Financial and HBT Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.