Pathward Financial (CASH) vs OceanFirst Financial (OCFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Pathward Financial (CASH) has outperformed OceanFirst Financial (OCFC) over the past year, losing 3.1% versus a loss of 9.2%. Over five years, CASH leads with a +18.7% price change compared with -24.7% for OCFC. OceanFirst Financial is the larger company by market cap ($1.59 billion vs $1.50 billion), about 1.1 times the size.
On valuation, OceanFirst Financial trades at a lower forward P/E (7.1x vs 7.5x for Pathward Financial). OceanFirst Financial offers the higher dividend yield (4.87% vs 0.28%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CASH | OCFC |
|---|---|---|
| Share price | $72.09 | $16.42 |
| Market cap | $1.50B | $1.59B |
| 1-day change | +1.34% | -0.24% |
| YTD return | +1.54% | -8.30% |
| 1-year return | -3.14% | -9.21% |
| 5-year return | +18.67% | -24.67% |
| P/E ratio (TTM) | 9.02 | 20.53 |
| Forward P/E | 7.48 | 7.14 |
| EPS (TTM) | $7.99 | $0.80 |
| Dividend yield | 0.28% | 4.87% |
| Annual dividend | $0.20 | $0.80 |
| 52-week high | $101.26 | $20.61 |
| 52-week low | $65.87 | $16.16 |
| Distance from 52-week high | -28.81% | -20.33% |
| Analyst consensus | none | buy |
| Avg. price target upside | +40.10% | +31.43% |
| Average volume | 219.54K | 986.63K |
| Shares outstanding | 20.77M | 96.65M |
| Employees | 1,196 | 898 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OceanFirst Financial trades at a higher earnings multiple (20.5x vs 9.0x trailing P/E).
- OceanFirst Financial offers a meaningfully higher dividend yield (4.87% vs 0.28%).
About Pathward Financial
CASH stock →Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States.
Finance · Major Banks · 1,196 employees
About OceanFirst Financial
OCFC stock →OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A.
Finance · Major Banks · 898 employees
CASH vs OCFC FAQ
Which is bigger, Pathward Financial or OceanFirst Financial?
OceanFirst Financial (OCFC) is larger, with a market capitalization of $1.59B compared with $1.50B for Pathward Financial (CASH).
Which stock has performed better over the past year, CASH or OCFC?
CASH returned -3.14% over the past 12 months, compared with -9.21% for OCFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CASH or OCFC?
CASH has the lower trailing P/E at 9.0, versus 20.5 for OCFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Pathward Financial or OceanFirst Financial?
OceanFirst Financial has the higher yield at 4.87%, compared with 0.28% for Pathward Financial.
Are Pathward Financial and OceanFirst Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.