Colony Bankcorp (CBAN) vs First Carolina Financial Services (FCBM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 11, 2026.
Summary
Colony Bankcorp is the larger company by market cap ($423.8 million vs $395.8 million), about 1.1 times the size. On valuation, Colony Bankcorp trades at a lower forward P/E (8.4x vs 9.3x for First Carolina Financial Services). Colony Bankcorp pays a dividend yielding 2.35%, while First Carolina Financial Services does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CBAN | FCBM |
|---|---|---|
| Share price | $19.97 | $12.74 |
| Market cap | $423.79M | $395.82M |
| 1-day change | -1.67% | -0.47% |
| YTD return | +12.07% | — |
| 1-year return | +24.35% | — |
| 5-year return | +6.73% | — |
| P/E ratio (TTM) | 12.10 | 24.04 |
| Forward P/E | 8.43 | 9.32 |
| EPS (TTM) | $1.65 | $0.53 |
| Dividend yield | 2.35% | 0.00% |
| Annual dividend | $0.47 | $0.00 |
| 52-week high | $22.46 | $13.40 |
| 52-week low | $15.80 | $12.17 |
| Distance from 52-week high | -11.09% | -4.93% |
| Analyst consensus | none | buy |
| Avg. price target upside | +25.84% | +15.15% |
| Average volume | 176.57K | 146.94K |
| Shares outstanding | 21.22M | 31.07M |
| Employees | 528 | 269 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Carolina Financial Services trades at a higher earnings multiple (24.0x vs 12.1x trailing P/E).
- Colony Bankcorp offers a meaningfully higher dividend yield (2.35% vs 0.00%).
About Colony Bankcorp
CBAN stock →Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States.
Finance · Major Banks · 528 employees
About First Carolina Financial Services
FCBM stock →First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States.
Finance · Major Banks · 269 employees
CBAN vs FCBM FAQ
Which is bigger, Colony Bankcorp or First Carolina Financial Services?
Colony Bankcorp (CBAN) is larger, with a market capitalization of $423.79M compared with $395.82M for First Carolina Financial Services (FCBM).
Which has the lower P/E ratio, CBAN or FCBM?
CBAN has the lower trailing P/E at 12.1, versus 24.0 for FCBM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Colony Bankcorp or First Carolina Financial Services?
Colony Bankcorp pays a dividend yielding 2.35%, while First Carolina Financial Services does not currently pay a regular dividend.
Are Colony Bankcorp and First Carolina Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.