MetaCap

Colony Bankcorp (CBAN) vs USCB Financial (USCB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

USCB Financial (USCB) has outperformed Colony Bankcorp (CBAN) over the past year, gaining 29.0% versus a gain of 21.7%. Over five years, USCB leads with a +75.4% price change compared with +8.6% for CBAN. Colony Bankcorp is the larger company by market cap ($426.1 million vs $406.6 million), about 1.0 times the size.

On valuation, Colony Bankcorp trades at a lower forward P/E (8.5x vs 9.5x for USCB Financial). Colony Bankcorp offers the higher dividend yield (2.34% vs 2.04%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CBAN+21.69%USCB+29.04%
+39%+16%-7%
Oct 8, 20251 yearOct 8, 2026
CBAN+6.06%USCB+78.32%
+96%+17%-61%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CBAN versus USCB key metrics
MetricCBANUSCB
Share price$20.08$22.01
Market cap$426.13M$406.62M
1-day change-1.13%-0.54%
YTD return+13.97%+20.14%
1-year return+21.69%+29.04%
5-year return+8.55%+75.36%
P/E ratio (TTM)12.1714.11
Forward P/E8.479.48
EPS (TTM)$1.65$1.56
Dividend yield2.34%2.04%
Annual dividend$0.47$0.45
52-week high$22.46$23.89
52-week low$15.80$16.36
Distance from 52-week high-10.60%-7.85%
Analyst consensusnonenone
Avg. price target upside+25.15%+10.63%
Average volume177.36K67.48K
Shares outstanding21.22M18.47M
Employees528216
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

About Colony Bankcorp

CBAN stock →

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States.

Finance · Major Banks · 528 employees

About USCB Financial

USCB stock →

USCB Financial Holdings, Inc. operates as the bank holding company for U.S.

Finance · Major Banks · 216 employees

CBAN vs USCB FAQ

Which is bigger, Colony Bankcorp or USCB Financial?

Colony Bankcorp (CBAN) is larger, with a market capitalization of $426.13M compared with $406.62M for USCB Financial (USCB).

Which stock has performed better over the past year, CBAN or USCB?

USCB returned +29.04% over the past 12 months, compared with +21.69% for CBAN (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CBAN or USCB?

CBAN has the lower trailing P/E at 12.2, versus 14.1 for USCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Colony Bankcorp or USCB Financial?

Colony Bankcorp has the higher yield at 2.34%, compared with 2.04% for USCB Financial.

Are Colony Bankcorp and USCB Financial in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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