Community Financial System (CBU) vs Glacier Bancorp (GBCI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Community Financial System (CBU) has outperformed Glacier Bancorp (GBCI) over the past year, gaining 2.8% versus a loss of 10.2%. Over five years, CBU leads with a -17.2% price change compared with -20.8% for GBCI. Glacier Bancorp is the larger company by market cap ($5.56 billion vs $3.08 billion), about 1.8 times the size, while Community Financial System is growing revenue faster (+9.6% vs +7.5%).
On valuation, Community Financial System trades at a lower forward P/E (11.3x vs 12.0x for Glacier Bancorp). Community Financial System offers the higher dividend yield (3.21% vs 3.09%). Glacier Bancorp converts more of its revenue into profit, with a net margin of 236.5% versus 25.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CBU | GBCI |
|---|---|---|
| Share price | $58.63 | $42.73 |
| Market cap | $3.08B | $5.56B |
| 1-day change | -0.80% | -0.58% |
| YTD return | +2.07% | -3.00% |
| 1-year return | +2.84% | -10.16% |
| 5-year return | -17.21% | -20.77% |
| P/E ratio (TTM) | 13.60 | 17.58 |
| Forward P/E | 11.32 | 11.97 |
| EPS (TTM) | $4.31 | $2.43 |
| Dividend yield | 3.21% | 3.09% |
| Annual dividend | $1.88 | $1.32 |
| Revenue (latest FY) | $818.01M | $101.07M |
| Revenue growth (YoY) | +9.61% | +7.51% |
| Net income (latest FY) | $210.46M | $239.03M |
| Net margin | 25.73% | 236.49% |
| 52-week high | $71.11 | $54.58 |
| 52-week low | $53.46 | $39.90 |
| Distance from 52-week high | -17.55% | -21.71% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +17.98% | +29.49% |
| Average volume | 262.21K | 1.07M |
| Shares outstanding | 52.62M | 130.21M |
| Employees | 2,853 | 4,125 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CBU has outperformed GBCI by 13.0 percentage points over the past year.
- Glacier Bancorp trades at a higher earnings multiple (17.6x vs 13.6x trailing P/E).
- Glacier Bancorp is more profitable, keeping 236.5 cents of every revenue dollar as net income versus 25.7 cents for Community Financial System.
About Community Financial System
CBU stock →Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A.
Finance · Major Banks · 2,853 employees
About Glacier Bancorp
GBCI stock →Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States.
Finance · Major Banks · 4,125 employees
CBU vs GBCI FAQ
Which is bigger, Community Financial System or Glacier Bancorp?
Glacier Bancorp (GBCI) is larger, with a market capitalization of $5.56B compared with $3.08B for Community Financial System (CBU).
Which stock has performed better over the past year, CBU or GBCI?
CBU returned +2.84% over the past 12 months, compared with -10.16% for GBCI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CBU or GBCI?
CBU has the lower trailing P/E at 13.6, versus 17.6 for GBCI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Community Financial System or Glacier Bancorp?
Community Financial System has the higher yield at 3.21%, compared with 3.09% for Glacier Bancorp.
Are Community Financial System and Glacier Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.