Community Financial System (CBU) vs Park National (PRK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Park National (PRK) has outperformed Community Financial System (CBU) over the past year, gaining 10.1% versus a gain of 1.7%. Over five years, PRK leads with a +39.5% price change compared with -16.4% for CBU. Park National is the larger company by market cap ($3.18 billion vs $3.12 billion), about 1.0 times the size, while Community Financial System is growing revenue faster (+9.6% vs +2.9%).
On valuation, Community Financial System trades at a lower forward P/E (11.4x vs 13.2x for Park National). Community Financial System offers the higher dividend yield (3.17% vs 2.46%). Park National converts more of its revenue into profit, with a net margin of 27.1% versus 25.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CBU | PRK |
|---|---|---|
| Share price | $59.22 | $176.13 |
| Market cap | $3.12B | $3.18B |
| 1-day change | -0.60% | -2.30% |
| YTD return | +3.10% | +15.74% |
| 1-year return | +1.72% | +10.14% |
| 5-year return | -16.38% | +39.51% |
| P/E ratio (TTM) | 13.74 | 15.74 |
| Forward P/E | 11.40 | 13.24 |
| EPS (TTM) | $4.31 | $11.19 |
| Dividend yield | 3.17% | 2.46% |
| Annual dividend | $1.88 | $4.34 |
| Revenue (latest FY) | $818.01M | $664.42M |
| Revenue growth (YoY) | +9.61% | +2.92% |
| Net income (latest FY) | $210.46M | $180.07M |
| Net margin | 25.73% | 27.10% |
| 52-week high | $71.11 | $215.00 |
| 52-week low | $53.46 | $149.06 |
| Distance from 52-week high | -16.72% | -18.08% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +16.80% | +16.96% |
| Average volume | 258.30K | 103.63K |
| Shares outstanding | 52.62M | 18.06M |
| Employees | 2,853 | 1,589 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Community Financial System grew revenue faster in its latest fiscal year (+9.61% vs +2.92%).
About Community Financial System
CBU stock →Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A.
Finance · Major Banks · 2,853 employees
About Park National
PRK stock →Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services.
Finance · Major Banks · 1,589 employees
CBU vs PRK FAQ
Which is bigger, Community Financial System or Park National?
Park National (PRK) is larger, with a market capitalization of $3.18B compared with $3.12B for Community Financial System (CBU).
Which stock has performed better over the past year, CBU or PRK?
PRK returned +10.14% over the past 12 months, compared with +1.72% for CBU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CBU or PRK?
CBU has the lower trailing P/E at 13.7, versus 15.7 for PRK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Community Financial System or Park National?
Community Financial System has the higher yield at 3.17%, compared with 2.46% for Park National.
Are Community Financial System and Park National in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.