Community Financial System (CBU) vs First Interstate BancSystem (FIBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Interstate BancSystem (FIBK) has outperformed Community Financial System (CBU) over the past year, gaining 10.2% versus a gain of 2.1%. Over five years, FIBK leads with a -14.2% price change compared with -16.5% for CBU. First Interstate BancSystem is the larger company by market cap ($3.29 billion vs $3.08 billion), about 1.1 times the size, while Community Financial System is growing revenue faster (+9.6% vs +5.9%).
On valuation, Community Financial System trades at a lower forward P/E (11.3x vs 12.1x for First Interstate BancSystem). First Interstate BancSystem offers the higher dividend yield (5.45% vs 3.21%). First Interstate BancSystem converts more of its revenue into profit, with a net margin of 28.5% versus 25.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CBU | FIBK |
|---|---|---|
| Share price | $58.63 | $34.52 |
| Market cap | $3.08B | $3.29B |
| 1-day change | -0.80% | -1.20% |
| YTD return | +2.89% | +0.98% |
| 1-year return | +2.05% | +10.15% |
| 5-year return | -16.55% | -14.17% |
| P/E ratio (TTM) | 13.60 | 10.69 |
| Forward P/E | 11.32 | 12.12 |
| EPS (TTM) | $4.31 | $3.23 |
| Dividend yield | 3.21% | 5.45% |
| Annual dividend | $1.88 | $1.88 |
| Revenue (latest FY) | $818.01M | $1.06B |
| Revenue growth (YoY) | +9.61% | +5.91% |
| Net income (latest FY) | $210.46M | $302.10M |
| Net margin | 25.73% | 28.53% |
| 52-week high | $71.11 | $40.60 |
| 52-week low | $53.46 | $29.10 |
| Distance from 52-week high | -17.55% | -14.98% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +17.98% | +7.18% |
| Average volume | 260.10K | 1.17M |
| Shares outstanding | 52.62M | 95.30M |
| Employees | 2,853 | 3,376 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Community Financial System trades at a higher earnings multiple (13.6x vs 10.7x trailing P/E).
- First Interstate BancSystem offers a meaningfully higher dividend yield (5.45% vs 3.21%).
About Community Financial System
CBU stock →Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A.
Finance · Major Banks · 2,853 employees
About First Interstate BancSystem
FIBK stock →First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States.
Finance · Major Banks · 3,376 employees
CBU vs FIBK FAQ
Which is bigger, Community Financial System or First Interstate BancSystem?
First Interstate BancSystem (FIBK) is larger, with a market capitalization of $3.29B compared with $3.08B for Community Financial System (CBU).
Which stock has performed better over the past year, CBU or FIBK?
FIBK returned +10.15% over the past 12 months, compared with +2.05% for CBU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CBU or FIBK?
FIBK has the lower trailing P/E at 10.7, versus 13.6 for CBU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Community Financial System or First Interstate BancSystem?
First Interstate BancSystem has the higher yield at 5.45%, compared with 3.21% for Community Financial System.
Are Community Financial System and First Interstate BancSystem in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.