CF Bankshares (CFBK) vs First Capital (FCAP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
CF Bankshares (CFBK) has outperformed First Capital (FCAP) over the past year, gaining 40.7% versus a gain of 40.6%. Over five years, CFBK leads with a +73.6% price change compared with +56.7% for FCAP. CF Bankshares is the larger company by market cap ($221.8 million vs $213.7 million), about 1.0 times the size.
On valuation, First Capital trades at a lower trailing P/E (11.6x vs 11.7x for CF Bankshares). First Capital offers the higher dividend yield (1.94% vs 1.00%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFBK | FCAP |
|---|---|---|
| Share price | $34.16 | $63.90 |
| Market cap | $221.77M | $213.72M |
| 1-day change | +0.15% | -0.65% |
| YTD return | +36.71% | +8.65% |
| 1-year return | +40.66% | +40.59% |
| 5-year return | +73.59% | +56.69% |
| P/E ratio (TTM) | 11.74 | 11.58 |
| Forward P/E | 8.13 | — |
| EPS (TTM) | $2.91 | $5.52 |
| Dividend yield | 1.00% | 1.94% |
| Annual dividend | $0.34 | $1.24 |
| 52-week high | $38.11 | $71.00 |
| 52-week low | $22.10 | $37.64 |
| Distance from 52-week high | -10.36% | -10.00% |
| Analyst consensus | none | — |
| Avg. price target upside | +17.10% | — |
| Average volume | 48.64K | 18.21K |
| Shares outstanding | 6.42M | 3.34M |
| Employees | 98 | 176 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About CF Bankshares
CFBK stock →CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services.
Finance · Major Banks · 98 employees
About First Capital
FCAP stock →First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States.
Finance · Savings Institutions · 176 employees
CFBK vs FCAP FAQ
Which is bigger, CF Bankshares or First Capital?
CF Bankshares (CFBK) is larger, with a market capitalization of $221.77M compared with $213.72M for First Capital (FCAP).
Which stock has performed better over the past year, CFBK or FCAP?
CFBK returned +40.66% over the past 12 months, compared with +40.59% for FCAP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFBK or FCAP?
FCAP has the lower trailing P/E at 11.6, versus 11.7 for CFBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CF Bankshares or First Capital?
First Capital has the higher yield at 1.94%, compared with 1.00% for CF Bankshares.
Are CF Bankshares and First Capital in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for CF Bankshares and Savings Institutions for First Capital.