CF Bankshares (CFBK) vs Peoples Bancorp of North Carolina (PEBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Peoples Bancorp of North Carolina (PEBK) has outperformed CF Bankshares (CFBK) over the past year, gaining 44.1% versus a gain of 40.7%. Over five years, CFBK leads with a +73.6% price change compared with +54.9% for PEBK. Peoples Bancorp of North Carolina is the larger company by market cap ($233.0 million vs $221.4 million), about 1.1 times the size.
On valuation, CF Bankshares trades at a lower trailing P/E (11.7x vs 12.0x for Peoples Bancorp of North Carolina). Peoples Bancorp of North Carolina offers the higher dividend yield (1.87% vs 1.00%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFBK | PEBK |
|---|---|---|
| Share price | $34.11 | $43.78 |
| Market cap | $221.45M | $232.97M |
| 1-day change | -1.42% | -0.57% |
| YTD return | +36.71% | +20.94% |
| 1-year return | +40.66% | +44.11% |
| 5-year return | +73.59% | +54.92% |
| P/E ratio (TTM) | 11.72 | 12.03 |
| Forward P/E | 8.12 | — |
| EPS (TTM) | $2.91 | $3.64 |
| Dividend yield | 1.00% | 1.87% |
| Annual dividend | $0.34 | $0.82 |
| 52-week high | $38.11 | $45.78 |
| 52-week low | $22.10 | $27.33 |
| Distance from 52-week high | -10.50% | -4.37% |
| Analyst consensus | none | — |
| Avg. price target upside | +17.27% | — |
| Average volume | 48.64K | 31.79K |
| Shares outstanding | 6.42M | 5.32M |
| Employees | 98 | 268 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About CF Bankshares
CFBK stock →CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services.
Finance · Major Banks · 98 employees
About Peoples Bancorp of North Carolina
PEBK stock →Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States.
Finance · Major Banks · 268 employees
CFBK vs PEBK FAQ
Which is bigger, CF Bankshares or Peoples Bancorp of North Carolina?
Peoples Bancorp of North Carolina (PEBK) is larger, with a market capitalization of $232.97M compared with $221.45M for CF Bankshares (CFBK).
Which stock has performed better over the past year, CFBK or PEBK?
PEBK returned +44.11% over the past 12 months, compared with +40.66% for CFBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFBK or PEBK?
CFBK has the lower trailing P/E at 11.7, versus 12.0 for PEBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CF Bankshares or Peoples Bancorp of North Carolina?
Peoples Bancorp of North Carolina has the higher yield at 1.87%, compared with 1.00% for CF Bankshares.
Are CF Bankshares and Peoples Bancorp of North Carolina in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.