C&F Financial (CFFI) vs Finward Bancorp (FNWD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
C&F Financial (CFFI) has outperformed Finward Bancorp (FNWD) over the past year, gaining 51.0% versus a gain of 29.5%. Over five years, CFFI leads with a +98.0% price change compared with -1.9% for FNWD. C&F Financial is the larger company by market cap ($329.7 million vs $178.3 million), about 1.8 times the size.
On valuation, C&F Financial trades at a lower forward P/E (10.1x vs 13.2x for Finward Bancorp). C&F Financial offers the higher dividend yield (1.85% vs 1.17%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFI | FNWD |
|---|---|---|
| Share price | $101.39 | $41.17 |
| Market cap | $329.69M | $178.30M |
| 1-day change | -0.12% | -1.13% |
| YTD return | +39.67% | +16.99% |
| 1-year return | +51.01% | +29.47% |
| 5-year return | +98.03% | -1.86% |
| P/E ratio (TTM) | 11.32 | 18.14 |
| Forward P/E | 10.15 | 13.15 |
| EPS (TTM) | $8.96 | $2.27 |
| Dividend yield | 1.85% | 1.17% |
| Annual dividend | $1.88 | $0.48 |
| 52-week high | $103.52 | $45.90 |
| 52-week low | $66.30 | $30.05 |
| Distance from 52-week high | -2.06% | -10.31% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +13.42% | -7.70% |
| Average volume | 50.50K | 16.51K |
| Shares outstanding | 3.25M | 4.33M |
| Employees | 575 | 296 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CFFI has outperformed FNWD by 21.5 percentage points over the past year.
- Finward Bancorp trades at a higher earnings multiple (18.1x vs 11.3x trailing P/E).
About C&F Financial
CFFI stock →C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance.
Finance · Major Banks · 575 employees
About Finward Bancorp
FNWD stock →Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans.
Finance · Savings Institutions · 296 employees
CFFI vs FNWD FAQ
Which is bigger, C&F Financial or Finward Bancorp?
C&F Financial (CFFI) is larger, with a market capitalization of $329.69M compared with $178.30M for Finward Bancorp (FNWD).
Which stock has performed better over the past year, CFFI or FNWD?
CFFI returned +51.01% over the past 12 months, compared with +29.47% for FNWD (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFI or FNWD?
CFFI has the lower trailing P/E at 11.3, versus 18.1 for FNWD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, C&F Financial or Finward Bancorp?
C&F Financial has the higher yield at 1.85%, compared with 1.17% for Finward Bancorp.
Are C&F Financial and Finward Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for C&F Financial and Savings Institutions for Finward Bancorp.