MetaCap

C&F Financial (CFFI) vs FVCBankcorp (FVCB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

C&F Financial (CFFI) has outperformed FVCBankcorp (FVCB) over the past year, gaining 53.0% versus a gain of 39.9%. Over five years, CFFI leads with a +98.3% price change compared with +7.7% for FVCB. C&F Financial is the larger company by market cap ($329.1 million vs $313.9 million), about 1.0 times the size.

On valuation, C&F Financial trades at a lower forward P/E (10.1x vs 10.8x for FVCBankcorp). C&F Financial offers the higher dividend yield (1.86% vs 1.49%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CFFI+53.01%FVCB+39.92%
+57%+25%-7%
Oct 8, 20251 yearOct 8, 2026
CFFI+91.53%FVCB+8.56%
+98%+22%-54%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CFFI versus FVCB key metrics
MetricCFFIFVCB
Share price$101.21$17.41
Market cap$329.10M$313.94M
1-day change-0.30%-0.87%
YTD return+39.84%+26.24%
1-year return+53.01%+39.92%
5-year return+98.26%+7.65%
P/E ratio (TTM)11.3012.17
Forward P/E10.1310.81
EPS (TTM)$8.96$1.43
Dividend yield1.86%1.49%
Annual dividend$1.88$0.26
52-week high$103.52$19.11
52-week low$65.43$11.83
Distance from 52-week high-2.23%-8.91%
Analyst consensusstrong_buynone
Avg. price target upside+13.63%+11.33%
Average volume49.41K82.34K
Shares outstanding3.25M18.03M
Employees575135
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CFFI has outperformed FVCB by 13.1 percentage points over the past year.

About C&F Financial

CFFI stock →

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance.

Finance · Major Banks · 575 employees

About FVCBankcorp

FVCB stock →

FVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and investors.

Finance · Major Banks · 135 employees

CFFI vs FVCB FAQ

Which is bigger, C&F Financial or FVCBankcorp?

C&F Financial (CFFI) is larger, with a market capitalization of $329.10M compared with $313.94M for FVCBankcorp (FVCB).

Which stock has performed better over the past year, CFFI or FVCB?

CFFI returned +53.01% over the past 12 months, compared with +39.92% for FVCB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CFFI or FVCB?

CFFI has the lower trailing P/E at 11.3, versus 12.2 for FVCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, C&F Financial or FVCBankcorp?

C&F Financial has the higher yield at 1.86%, compared with 1.49% for FVCBankcorp.

Are C&F Financial and FVCBankcorp in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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