MetaCap

C&F Financial (CFFI) vs NewtekOne (NEWT)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

C&F Financial (CFFI) has outperformed NewtekOne (NEWT) over the past year, gaining 56.5% versus a loss of 2.1%. Over five years, CFFI leads with a +99.2% price change compared with -61.0% for NEWT. C&F Financial is the larger company by market cap ($332.2 million vs $317.4 million), about 1.0 times the size.

On valuation, NewtekOne trades at a lower forward P/E (5.2x vs 10.2x for C&F Financial). NewtekOne offers the higher dividend yield (6.92% vs 1.84%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CFFI+56.51%NEWT-2.06%
+60%+21%-18%
Oct 7, 20251 yearOct 7, 2026
CFFI+92.47%NEWT-61.19%
+100%+14%-72%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CFFI versus NEWT key metrics
MetricCFFINEWT
Share price$102.16$10.99
Market cap$332.19M$317.44M
1-day change+0.15%+0.46%
YTD return+40.53%-3.61%
1-year return+56.51%-2.06%
5-year return+99.24%-61.00%
P/E ratio (TTM)11.404.97
Forward P/E10.235.15
EPS (TTM)$8.96$2.21
Dividend yield1.84%6.92%
Annual dividend$1.88$0.76
52-week high$103.52$15.69
52-week low$65.43$9.59
Distance from 52-week high-1.31%-29.96%
Analyst consensusstrong_buybuy
Avg. price target upside+12.57%+43.77%
Average volume48.89K239.79K
Shares outstanding3.25M28.88M
Employees575572
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CFFI has outperformed NEWT by 58.6 percentage points over the past year.
  • C&F Financial trades at a higher earnings multiple (11.4x vs 5.0x trailing P/E).
  • NewtekOne offers a meaningfully higher dividend yield (6.92% vs 1.84%).

About C&F Financial

CFFI stock →

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance.

Finance · Major Banks · 575 employees

About NewtekOne

NEWT stock →

NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market.

Finance · Major Banks · 572 employees

CFFI vs NEWT FAQ

Which is bigger, C&F Financial or NewtekOne?

C&F Financial (CFFI) is larger, with a market capitalization of $332.19M compared with $317.44M for NewtekOne (NEWT).

Which stock has performed better over the past year, CFFI or NEWT?

CFFI returned +56.51% over the past 12 months, compared with -2.06% for NEWT (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CFFI or NEWT?

NEWT has the lower trailing P/E at 5.0, versus 11.4 for CFFI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, C&F Financial or NewtekOne?

NewtekOne has the higher yield at 6.92%, compared with 1.84% for C&F Financial.

Are C&F Financial and NewtekOne in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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