Citizens Financial Group (CFG) vs First Citizens BancShares (FCNCA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 11, 2026.
Summary
Citizens Financial Group (CFG) has outperformed First Citizens BancShares (FCNCA) over the past year, gaining 29.1% versus a gain of 21.5%. Over five years, FCNCA leads with a +142.1% price change compared with +32.2% for CFG. Citizens Financial Group is the larger company by market cap ($26.77 billion vs $23.36 billion), about 1.1 times the size.
On valuation, Citizens Financial Group trades at a lower forward P/E (9.8x vs 10.2x for First Citizens BancShares). Citizens Financial Group offers the higher dividend yield (2.83% vs 0.40%). First Citizens BancShares converts more of its revenue into profit, with a net margin of 23.1% versus 22.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFG | FCNCA |
|---|---|---|
| Share price | $63.57 | $2,068.39 |
| Market cap | $26.77B | $23.36B |
| 1-day change | -0.81% | +0.12% |
| YTD return | +8.83% | -3.62% |
| 1-year return | +29.08% | +21.55% |
| 5-year return | +32.19% | +142.12% |
| P/E ratio (TTM) | 13.85 | 11.09 |
| Forward P/E | 9.75 | 10.21 |
| EPS (TTM) | $4.59 | $186.57 |
| Dividend yield | 2.83% | 0.40% |
| Annual dividend | $1.80 | $8.25 |
| Revenue (latest FY) | $8.25B | $9.54B |
| Revenue growth (YoY) | +5.61% | -2.22% |
| Net income (latest FY) | $1.83B | $2.21B |
| Net margin | 22.20% | 23.12% |
| 52-week high | $75.33 | $2,296.30 |
| 52-week low | $47.96 | $1,623.76 |
| Distance from 52-week high | -15.61% | -9.93% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +24.49% | +12.96% |
| Average volume | 3.87M | 66.56K |
| Shares outstanding | 421.18M | 10.29M |
| Employees | 17,727 | 17,876 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Citizens Financial Group offers a meaningfully higher dividend yield (2.83% vs 0.40%).
- Citizens Financial Group grew revenue faster in its latest fiscal year (+5.61% vs -2.22%).
About Citizens Financial Group
CFG stock →Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States.
Finance · Major Banks · 17,727 employees
About First Citizens BancShares
FCNCA stock →First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally.
Finance · Major Banks · 17,876 employees
CFG vs FCNCA FAQ
Which is bigger, Citizens Financial Group or First Citizens BancShares?
Citizens Financial Group (CFG) is larger, with a market capitalization of $26.77B compared with $23.36B for First Citizens BancShares (FCNCA).
Which stock has performed better over the past year, CFG or FCNCA?
CFG returned +29.08% over the past 12 months, compared with +21.55% for FCNCA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFG or FCNCA?
FCNCA has the lower trailing P/E at 11.1, versus 13.8 for CFG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citizens Financial Group or First Citizens BancShares?
Citizens Financial Group has the higher yield at 2.83%, compared with 0.40% for First Citizens BancShares.
Are Citizens Financial Group and First Citizens BancShares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.