Citizens Financial Group (CFG) vs Regions Financial (RF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Citizens Financial Group (CFG) has outperformed Regions Financial (RF) over the past year, gaining 18.7% versus a gain of 3.8%. Over five years, CFG leads with a +31.1% price change compared with +19.0% for RF. Citizens Financial Group is the larger company by market cap ($26.40 billion vs $22.58 billion), about 1.2 times the size, while Regions Financial is growing revenue faster (+6.3% vs +5.6%).
On valuation, Regions Financial trades at a lower forward P/E (9.3x vs 9.6x for Citizens Financial Group). Regions Financial offers the higher dividend yield (4.00% vs 2.87%). Regions Financial converts more of its revenue into profit, with a net margin of 28.6% versus 22.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFG | RF |
|---|---|---|
| Share price | $62.68 | $26.50 |
| Market cap | $26.40B | $22.58B |
| 1-day change | -0.62% | -0.75% |
| YTD return | +7.98% | -1.48% |
| 1-year return | +18.71% | +3.77% |
| 5-year return | +31.15% | +19.04% |
| P/E ratio (TTM) | 13.66 | 10.82 |
| Forward P/E | 9.62 | 9.30 |
| EPS (TTM) | $4.59 | $2.45 |
| Dividend yield | 2.87% | 4.00% |
| Annual dividend | $1.80 | $1.06 |
| Revenue (latest FY) | $8.25B | $7.53B |
| Revenue growth (YoY) | +5.61% | +6.25% |
| Net income (latest FY) | $1.83B | $2.16B |
| Operating margin | — | 0.70% |
| Net margin | 22.20% | 28.65% |
| 52-week high | $75.33 | $32.47 |
| 52-week low | $47.96 | $22.70 |
| Distance from 52-week high | -16.79% | -18.39% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +26.26% | +20.87% |
| Average volume | 3.86M | 8.98M |
| Shares outstanding | 421.18M | 851.93M |
| Employees | 17,727 | 20,003 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CFG has outperformed RF by 14.9 percentage points over the past year.
- Citizens Financial Group trades at a higher earnings multiple (13.7x vs 10.8x trailing P/E).
- Regions Financial offers a meaningfully higher dividend yield (4.00% vs 2.87%).
- Regions Financial is more profitable, keeping 28.6 cents of every revenue dollar as net income versus 22.2 cents for Citizens Financial Group.
About Citizens Financial Group
CFG stock →Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States.
Finance · Major Banks · 17,727 employees
About Regions Financial
RF stock →Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management.
Finance · Major Banks · 20,003 employees
CFG vs RF FAQ
Which is bigger, Citizens Financial Group or Regions Financial?
Citizens Financial Group (CFG) is larger, with a market capitalization of $26.40B compared with $22.58B for Regions Financial (RF).
Which stock has performed better over the past year, CFG or RF?
CFG returned +18.71% over the past 12 months, compared with +3.77% for RF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFG or RF?
RF has the lower trailing P/E at 10.8, versus 13.7 for CFG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citizens Financial Group or Regions Financial?
Regions Financial has the higher yield at 4.00%, compared with 2.87% for Citizens Financial Group.
Are Citizens Financial Group and Regions Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.