Cullen/Frost Bankers (CFR) vs Intercorp Financial Services (IFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Intercorp Financial Services (IFS) has outperformed Cullen/Frost Bankers (CFR) over the past year, gaining 31.5% versus a gain of 19.5%. Over five years, IFS leads with a +102.8% price change compared with +23.2% for CFR. Cullen/Frost Bankers is the larger company by market cap ($9.38 billion vs $5.86 billion), about 1.6 times the size.
On valuation, Intercorp Financial Services trades at a lower forward P/E (8.1x vs 12.6x for Cullen/Frost Bankers). Intercorp Financial Services offers the higher dividend yield (11.41% vs 2.67%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFR | IFS |
|---|---|---|
| Share price | $150.90 | $53.07 |
| Market cap | $9.38B | $5.86B |
| 1-day change | -0.96% | +0.13% |
| YTD return | +20.32% | +25.12% |
| 1-year return | +19.53% | +31.48% |
| 5-year return | +23.21% | +102.75% |
| P/E ratio (TTM) | 14.26 | 9.85 |
| Forward P/E | 12.60 | 8.06 |
| EPS (TTM) | $10.58 | $5.39 |
| Dividend yield | 2.67% | 11.41% |
| Annual dividend | $4.03 | $6.06 |
| Revenue (latest FY) | $2.24B | — |
| Revenue growth (YoY) | +8.31% | — |
| Net income (latest FY) | $648.56M | — |
| Net margin | 29.02% | — |
| 52-week high | $170.80 | $61.38 |
| 52-week low | $119.00 | $38.29 |
| Distance from 52-week high | -11.65% | -13.54% |
| Analyst consensus | hold | none |
| Avg. price target upside | +14.88% | +25.16% |
| Average volume | 539.26K | 226.94K |
| Shares outstanding | 62.15M | 110.40M |
| Employees | 6,008 | 9,229 |
| Sector | Finance | Finance |
| Industry | Major Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- IFS has outperformed CFR by 12.0 percentage points over the past year.
- Cullen/Frost Bankers trades at a higher earnings multiple (14.3x vs 9.8x trailing P/E).
- Intercorp Financial Services offers a meaningfully higher dividend yield (11.41% vs 2.67%).
About Cullen/Frost Bankers
CFR stock →Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas.
Finance · Major Banks · 6,008 employees
About Intercorp Financial Services
IFS stock →Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Finance · Commercial Banks · 9,229 employees
CFR vs IFS FAQ
Which is bigger, Cullen/Frost Bankers or Intercorp Financial Services?
Cullen/Frost Bankers (CFR) is larger, with a market capitalization of $9.38B compared with $5.86B for Intercorp Financial Services (IFS).
Which stock has performed better over the past year, CFR or IFS?
IFS returned +31.48% over the past 12 months, compared with +19.53% for CFR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFR or IFS?
IFS has the lower trailing P/E at 9.8, versus 14.3 for CFR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cullen/Frost Bankers or Intercorp Financial Services?
Intercorp Financial Services has the higher yield at 11.41%, compared with 2.67% for Cullen/Frost Bankers.
Are Cullen/Frost Bankers and Intercorp Financial Services in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Cullen/Frost Bankers and Commercial Banks for Intercorp Financial Services.