Cullen/Frost Bankers (CFR) vs Prosperity Bancshares (PB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Cullen/Frost Bankers (CFR) has outperformed Prosperity Bancshares (PB) over the past year, gaining 18.0% versus a gain of 0.5%. Over five years, CFR leads with a +21.6% price change compared with -10.2% for PB. Cullen/Frost Bankers is the larger company by market cap ($9.35 billion vs $7.93 billion), about 1.2 times the size.
On valuation, Prosperity Bancshares trades at a lower forward P/E (9.0x vs 12.6x for Cullen/Frost Bankers). Prosperity Bancshares offers the higher dividend yield (3.61% vs 2.68%). Prosperity Bancshares converts more of its revenue into profit, with a net margin of 43.4% versus 29.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFR | PB |
|---|---|---|
| Share price | $150.37 | $65.95 |
| Market cap | $9.35B | $7.93B |
| 1-day change | -1.69% | -1.71% |
| YTD return | +18.75% | -4.57% |
| 1-year return | +18.00% | +0.53% |
| 5-year return | +21.60% | -10.22% |
| P/E ratio (TTM) | 14.21 | 11.41 |
| Forward P/E | 12.61 | 8.96 |
| EPS (TTM) | $10.58 | $5.78 |
| Dividend yield | 2.68% | 3.61% |
| Annual dividend | $4.03 | $2.38 |
| Revenue (latest FY) | $2.24B | $1.25B |
| Revenue growth (YoY) | +8.31% | +4.82% |
| Net income (latest FY) | $648.56M | $542.84M |
| Net margin | 29.02% | 43.43% |
| 52-week high | $170.80 | $77.20 |
| 52-week low | $119.00 | $61.07 |
| Distance from 52-week high | -11.96% | -14.57% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +15.29% | +21.96% |
| Average volume | 538.31K | 1.00M |
| Shares outstanding | 62.15M | 120.18M |
| Employees | 6,008 | 4,324 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CFR has outperformed PB by 17.5 percentage points over the past year.
- Prosperity Bancshares is more profitable, keeping 43.4 cents of every revenue dollar as net income versus 29.0 cents for Cullen/Frost Bankers.
About Cullen/Frost Bankers
CFR stock →Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas.
Finance · Major Banks · 6,008 employees
About Prosperity Bancshares
PB stock →Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers.
Finance · Major Banks · 4,324 employees
CFR vs PB FAQ
Which is bigger, Cullen/Frost Bankers or Prosperity Bancshares?
Cullen/Frost Bankers (CFR) is larger, with a market capitalization of $9.35B compared with $7.93B for Prosperity Bancshares (PB).
Which stock has performed better over the past year, CFR or PB?
CFR returned +18.00% over the past 12 months, compared with +0.53% for PB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFR or PB?
PB has the lower trailing P/E at 11.4, versus 14.2 for CFR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cullen/Frost Bankers or Prosperity Bancshares?
Prosperity Bancshares has the higher yield at 3.61%, compared with 2.68% for Cullen/Frost Bankers.
Are Cullen/Frost Bankers and Prosperity Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.