Commerce Bancshares (CBSH) vs Prosperity Bancshares (PB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Prosperity Bancshares (PB) has outperformed Commerce Bancshares (CBSH) over the past year, gaining 0.5% versus a loss of 4.0%. Over five years, CBSH leads with a -8.0% price change compared with -10.2% for PB. Prosperity Bancshares is the larger company by market cap ($7.93 billion vs $7.73 billion), about 1.0 times the size, while Commerce Bancshares is growing revenue faster (+9.8% vs +4.8%).
On valuation, Prosperity Bancshares trades at a lower forward P/E (9.0x vs 11.7x for Commerce Bancshares). Prosperity Bancshares offers the higher dividend yield (3.61% vs 1.99%). Commerce Bancshares converts more of its revenue into profit, with a net margin of 3066.8% versus 43.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CBSH | PB |
|---|---|---|
| Share price | $53.91 | $65.95 |
| Market cap | $7.73B | $7.93B |
| 1-day change | -1.59% | -1.71% |
| YTD return | +3.00% | -4.57% |
| 1-year return | -3.98% | +0.53% |
| 5-year return | -8.02% | -10.22% |
| P/E ratio (TTM) | 13.41 | 11.61 |
| Forward P/E | 11.73 | 8.96 |
| EPS (TTM) | $4.02 | $5.68 |
| Dividend yield | 1.99% | 3.61% |
| Annual dividend | $1.07 | $2.38 |
| Revenue (latest FY) | $18.46M | $1.25B |
| Revenue growth (YoY) | +9.80% | +4.82% |
| Net income (latest FY) | $566.25M | $542.84M |
| Net margin | 3066.78% | 43.43% |
| 52-week high | $60.92 | $77.20 |
| 52-week low | $46.99 | $61.07 |
| Distance from 52-week high | -11.51% | -14.57% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +22.02% | +21.96% |
| Average volume | 1.02M | 1.00M |
| Shares outstanding | 143.43M | 120.18M |
| Employees | 4,976 | 4,324 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Prosperity Bancshares offers a meaningfully higher dividend yield (3.61% vs 1.99%).
- Commerce Bancshares is more profitable, keeping 3066.8 cents of every revenue dollar as net income versus 43.4 cents for Prosperity Bancshares.
About Commerce Bancshares
CBSH stock →Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States.
Finance · Major Banks · 4,976 employees
About Prosperity Bancshares
PB stock →Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers.
Finance · Major Banks · 4,324 employees
CBSH vs PB FAQ
Which is bigger, Commerce Bancshares or Prosperity Bancshares?
Prosperity Bancshares (PB) is larger, with a market capitalization of $7.93B compared with $7.73B for Commerce Bancshares (CBSH).
Which stock has performed better over the past year, CBSH or PB?
PB returned +0.53% over the past 12 months, compared with -3.98% for CBSH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CBSH or PB?
PB has the lower trailing P/E at 11.6, versus 13.4 for CBSH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Commerce Bancshares or Prosperity Bancshares?
Prosperity Bancshares has the higher yield at 3.61%, compared with 1.99% for Commerce Bancshares.
Are Commerce Bancshares and Prosperity Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.