Chime Financial (CHYM) vs Elastic N.V. (ESTC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Chime Financial (CHYM) has outperformed Elastic N.V. (ESTC) over the past year, gaining 34.3% versus a gain of 15.8%. Chime Financial is the larger company by market cap ($10.79 billion vs $9.86 billion), about 1.1 times the size. On valuation, Chime Financial trades at a lower forward P/E (17.7x vs 23.8x for Elastic N.V.).
Elastic N.V. converts more of its revenue into profit, with a net margin of 21.1% versus -46.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CHYM | ESTC |
|---|---|---|
| Share price | $28.51 | $93.96 |
| Market cap | $10.79B | $9.86B |
| 1-day change | +2.06% | +0.92% |
| YTD return | +10.97% | +23.41% |
| 1-year return | +34.28% | +15.80% |
| 5-year return | — | -45.83% |
| P/E ratio (TTM) | 32.39 | 26.85 |
| Forward P/E | 17.70 | 23.76 |
| EPS (TTM) | $0.88 | $3.50 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $2.19B | $1.74B |
| Revenue growth (YoY) | +30.69% | +17.26% |
| Net income (latest FY) | $-1.01B | $367.77M |
| Gross margin | 87.97% | 76.07% |
| Operating margin | -47.56% | -1.92% |
| Net margin | -46.18% | 21.14% |
| 52-week high | $35.55 | $108.00 |
| 52-week low | $15.88 | $42.05 |
| Distance from 52-week high | -19.82% | -13.00% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +38.26% | +17.81% |
| Average volume | 7.42M | 2.26M |
| Shares outstanding | 347.02M | 104.99M |
| Employees | 1,519 | 3,834 |
| Sector | Finance | Technology |
| Industry | Finance: Consumer Services | Computer Software: Prepackaged Software |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CHYM has outperformed ESTC by 18.5 percentage points over the past year.
- Elastic N.V. is more profitable, keeping 21.1 cents of every revenue dollar as net income versus -46.2 cents for Chime Financial.
- Chime Financial grew revenue faster in its latest fiscal year (+30.69% vs +17.26%).
- The two companies sit in different sectors: Chime Financial in Finance and Elastic N.V. in Technology.
About Chime Financial
CHYM stock →Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations.
Finance · Finance: Consumer Services · 1,519 employees
About Elastic N.V.
ESTC stock →Elastic N.V., a search artificial intelligence (AI) company, provides software platforms to run in hybrid, public or private clouds, and multi-cloud environments in the United States and internationally. It primarily offers Elasticsearch Platform, a set of software products that ingest and store data from various sources and formats, as well as performs search, analysis, and visualization on that data.
Technology · Computer Software: Prepackaged Software · 3,834 employees
CHYM vs ESTC FAQ
Which is bigger, Chime Financial or Elastic N.V.?
Chime Financial (CHYM) is larger, with a market capitalization of $10.79B compared with $9.86B for Elastic N.V. (ESTC).
Which stock has performed better over the past year, CHYM or ESTC?
CHYM returned +34.28% over the past 12 months, compared with +15.80% for ESTC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CHYM or ESTC?
ESTC has the lower trailing P/E at 26.8, versus 32.4 for CHYM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Chime Financial and Elastic N.V. in the same industry?
No. Chime Financial is in the Finance sector, while Elastic N.V. is in Technology.